WORKERS
Federal • Littleton, Massachusetts • Est. 1914
Quick Facts
- Charter Number
- #24923
- Type
- Federal
- Established
- 1914
- Headquarters
- Littleton, Massachusetts 01460
- Address
- 119 Russell St
- Branches
- 13
- ATMs
- 11
- Members
- 119,644
- Membership Type
- Occupational
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
119,644 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | WORKERS |
|---|---|
| Total Assets | $2.5B |
| Members | 119,644 |
| Loans Outstanding | $2.0B |
| Shares & Deposits | $1.9B |
| Net Worth | $251.8M |
| Net Worth Ratio | 10.04% |
| Loan-to-Share Ratio | 106.3% |
| Delinquency Rate | 1.04% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
13 locations · 11 ATMs
Fitchburg Office
815 Main St
Fitchburg, MA 01420
Gardner
171 Main St
Gardner, MA 01440
Orange Office
32 New Athol Rd
Orange, MA 01364
Lancaster Office
145 Main St
Lancaster, MA 01523
Lunenburg Office
603 Massachusetts Ave
Lunenburg, MA 01462
Who Can Join WORKERS?
Membership Type: Occupational
Membership eligibility for WORKERS may vary. Contact the credit union directly to confirm qualification requirements.
Contact WORKERS directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Massachusetts
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Massachusetts RankingsFrequently Asked Questions
WORKERS is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, WORKERS has 119,644 members and a potential membership field of 2,494,113 people.
WORKERS's reported net worth ratio is 10.04% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
WORKERS operates 13 branch locations and has access to 11 ATMs. The main office is located at 119 Russell St, Littleton, MA 01460.
WORKERS was established in 1914. It is a federal credit union chartered under charter number 24923. The institution has been serving members for 112 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or WORKERS. All financial data is for informational purposes only.