YOLO
Federal • Woodland, California • Est. 1954
Quick Facts
- Charter Number
- #9293
- Type
- Federal
- Established
- 1954
- Headquarters
- Woodland, California 95776
- Address
- PO Box 657
- Branches
- 5
- ATMs
- 5
- Members
- 23,186
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
23,186 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | YOLO |
|---|---|
| Total Assets | $406.7M |
| Members | 23,186 |
| Loans Outstanding | $298.9M |
| Shares & Deposits | $347.9M |
| Net Worth | $51.0M |
| Net Worth Ratio | 12.53% |
| Loan-to-Share Ratio | 85.9% |
| Delinquency Rate | 0.60% |
| Net Income | +$3,205,625 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
5 locations · 5 ATMs
Woodland
Main Office266 W Main St
Woodland, CA 95695
West Sac
2240 Lake Washington Blvd Ste 100
W Sacramento, CA 95691
Sycamore
465 Pioneer Ave
Woodland, CA 95776
Davis
501 G St
Davis, CA 95616
Winters
168 E Grant Ave
Winters, CA 95694
Who Can Join YOLO?
Membership Type: Other/Unknown
Membership eligibility for YOLO may vary. Contact the credit union directly to confirm qualification requirements.
Contact YOLO directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View California RankingsFrequently Asked Questions
Yes. YOLO is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, YOLO has 23,186 members and a potential membership field of 2,416,000 people.
YOLO's net worth ratio is 12.53% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.5%, YOLO meets this threshold.
YOLO operates 5 branch locations and has access to 5 ATMs. The main office is located at 266 W Main St, Woodland, CA 95695.
YOLO was established in 1954. It is a federal credit union chartered under charter number 9293. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or YOLO. All financial data is for informational purposes only.