YOLO
Federal • Woodland, California • Est. 1954
Quick Facts
- Charter Number
- #9293
- Type
- Federal
- Established
- 1954
- Headquarters
- Woodland, California 95695
- Address
- 266 W Main St
- Branches
- 5
- ATMs
- 5
- Members
- 23,316
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
23,316 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | YOLO |
|---|---|
| Total Assets | $411.0M |
| Members | 23,316 |
| Loans Outstanding | $302.8M |
| Shares & Deposits | $344.2M |
| Net Worth | $51.4M |
| Net Worth Ratio | 12.50% |
| Loan-to-Share Ratio | 88.0% |
| Delinquency Rate | 0.61% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
5 locations · 5 ATMs
Woodland
Main Office266 W Main St
Woodland, CA 95695
West Sac
2240 Lake Washington Blvd Ste 100
W Sacramento, CA 95691
Sycamore
465 Pioneer Ave
Woodland, CA 95776
Davis
501 G St
Davis, CA 95616
Winters
168 E Grant Ave
Winters, CA 95694
Who Can Join YOLO?
Membership Type: Other/Unknown
Membership eligibility for YOLO may vary. Contact the credit union directly to confirm qualification requirements.
Contact YOLO directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in California
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View California RankingsFrequently Asked Questions
YOLO is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, YOLO has 23,316 members and a potential membership field of 2,416,000 people.
YOLO's reported net worth ratio is 12.50% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
YOLO operates 5 branch locations and has access to 5 ATMs. The main office is located at 266 W Main St, Woodland, CA 95695.
YOLO was established in 1954. It is a federal credit union chartered under charter number 9293. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or YOLO. All financial data is for informational purposes only.