YOUR CHOICE
Federal • Altoona, Pennsylvania • Est. 1957
Quick Facts
- Charter Number
- #11972
- Type
- Federal
- Established
- 1957
- Headquarters
- Altoona, Pennsylvania 16602
- Address
- 109 Keystone St
- Branches
- 2
- Members
- 1,398
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
1,398 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | YOUR CHOICE |
|---|---|
| Total Assets | $13.8M |
| Members | 1,398 |
| Loans Outstanding | $3.1M |
| Shares & Deposits | $12.1M |
| Net Worth | $1.7M |
| Net Worth Ratio | 12.40% |
| Loan-to-Share Ratio | 26.0% |
| Delinquency Rate | 0.44% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations
CompuSource
110 John Muir Dr
Amherst, NY 14228-1148
Main Office
Main Office109 Keystone St
Altoona, PA 16602
Who Can Join YOUR CHOICE?
Membership Type: Community
Membership eligibility for YOUR CHOICE may vary. Contact the credit union directly to confirm qualification requirements.
Contact YOUR CHOICE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Pennsylvania
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Pennsylvania RankingsFrequently Asked Questions
YOUR CHOICE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, YOUR CHOICE has 1,398 members and a potential membership field of 2,500 people.
YOUR CHOICE's reported net worth ratio is 12.40% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
YOUR CHOICE operates 2 branch locations. The main office is located at 109 Keystone St, Altoona, PA 16602.
YOUR CHOICE was established in 1957. It is a federal credit union chartered under charter number 11972. The institution has been serving members for 69 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or YOUR CHOICE. All financial data is for informational purposes only.