ZEAL
State-Chartered • Livonia, Michigan • Est. 1954
Quick Facts
- Charter Number
- #62426
- Type
- State-Chartered
- Established
- 1954
- Headquarters
- Livonia, Michigan 48152-2618
- Address
- 17250 Newburgh Road
- Branches
- 18
- ATMs
- 18
- Members
- 64,934
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
64,934 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ZEAL |
|---|---|
| Total Assets | $878.2M |
| Members | 64,934 |
| Loans Outstanding | $657.7M |
| Shares & Deposits | $681.5M |
| Net Worth | $195.3M |
| Net Worth Ratio | 22.23% |
| Loan-to-Share Ratio | 96.5% |
| Delinquency Rate | 1.45% |
| Net Income | +$28,413,581 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
18 locations · 18 ATMs
Zeal Credit Union
Main Office17250 Newburgh Rd
Livonia, MI 48152-2618
Zeal Credit Union
35050 Ford Rd
Westland, MI 48185
Zeal Credit Union
22740 Michigan Ave
Dearborn, MI 48124-2006
Zeal Credit Union
1260 N Pontiac Trl
Walled Lake, MI 48390-3139
Zeal Credit Union
16225 Fort St
Southgate, MI 48195
Who Can Join ZEAL?
Membership Type: Community
Membership eligibility for ZEAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact ZEAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Michigan RankingsFrequently Asked Questions
Yes. ZEAL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ZEAL has 64,934 members and a potential membership field of 434,338 people.
ZEAL's net worth ratio is 22.23% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 22.2%, ZEAL meets this threshold.
ZEAL operates 18 branch locations and has access to 18 ATMs. The main office is located at 17250 Newburgh Rd, Livonia, MI 48152-2618.
ZEAL was established in 1954. It is a state-chartered credit union chartered under charter number 62426. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ZEAL. All financial data is for informational purposes only.