ZEAL
State-Chartered • Livonia, Michigan • Est. 1954
Quick Facts
- Charter Number
- #62426
- Type
- State-Chartered
- Established
- 1954
- Headquarters
- Livonia, Michigan 48152-2618
- Address
- 17250 Newburgh Rd
- Branches
- 18
- ATMs
- 18
- Members
- 72,792
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
72,792 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ZEAL |
|---|---|
| Total Assets | $1.1B |
| Members | 72,792 |
| Loans Outstanding | $714.9M |
| Shares & Deposits | $846.0M |
| Net Worth | $202.4M |
| Net Worth Ratio | 19.20% |
| Loan-to-Share Ratio | 84.5% |
| Delinquency Rate | 1.46% |
| Net Income | +$7,159,550 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
18 locations · 18 ATMs
Zeal Credit Union
Main Office17250 Newburgh Rd
Livonia, MI 48152-2618
Zeal Credit Union
35050 Ford Rd
Westland, MI 48185
Zeal Credit Union
22740 Michigan Ave
Dearborn, MI 48124-2006
Zeal Credit Union
1260 N Pontiac Trl
Walled Lake, MI 48390-3139
Zeal Credit Union
16225 Fort St
Southgate, MI 48195
Who Can Join ZEAL?
Membership Type: Community
Membership eligibility for ZEAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact ZEAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Michigan
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Michigan RankingsFrequently Asked Questions
ZEAL is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, ZEAL has 72,792 members and a potential membership field of 434,338 people.
ZEAL's reported net worth ratio is 19.20% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
ZEAL operates 18 branch locations and has access to 18 ATMs. The main office is located at 17250 Newburgh Rd, Livonia, MI 48152-2618.
ZEAL was established in 1954. It is a state-chartered credit union chartered under charter number 62426. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or ZEAL. All financial data is for informational purposes only.