ZELLCO
Federal • BOGALUSA, Louisiana • Est. 1935
Quick Facts
- Charter Number
- #871
- Type
- Federal
- Established
- 1935
- Headquarters
- BOGALUSA, Louisiana 70427-4414
- Address
- 520 AVENUE V
- Branches
- 4
- ATMs
- 5
- Members
- 8,906
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
8,906 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ZELLCO |
|---|---|
| Total Assets | $94.0M |
| Members | 8,906 |
| Loans Outstanding | $58.2M |
| Shares & Deposits | $65.5M |
| Net Worth | $29.1M |
| Net Worth Ratio | 30.95% |
| Loan-to-Share Ratio | 88.8% |
| Delinquency Rate | 0.90% |
| Net Income | +$2,179,050 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
4 locations · 5 ATMs
Ave V
Main Office520 Avenue V
Bogalusa, LA 70427-4414
Richmond St
431 Richmond St
Bogalusa, LA 70427
Franklinton Office
824 11th Ave
Franklinton, LA 70438
Columbia Office
547 Eagle Day Ave
Columbia, MS 39429
Who Can Join ZELLCO?
Membership Type: Community
Membership eligibility for ZELLCO may vary. Contact the credit union directly to confirm qualification requirements.
Contact ZELLCO directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Louisiana RankingsFrequently Asked Questions
Yes. ZELLCO is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ZELLCO has 8,906 members and a potential membership field of 60,000 people.
ZELLCO's net worth ratio is 30.95% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 30.9%, ZELLCO meets this threshold.
ZELLCO operates 4 branch locations and has access to 5 ATMs. The main office is located at 520 Avenue V, Bogalusa, LA 70427-4414.
ZELLCO was established in 1935. It is a federal credit union chartered under charter number 871. The institution has been serving members for 91 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ZELLCO. All financial data is for informational purposes only.