ZIA
State-Chartered • Los Alamos, New Mexico • Est. 1955
Quick Facts
- Charter Number
- #60467
- Type
- State-Chartered
- Established
- 1955
- Headquarters
- Los Alamos, New Mexico 87544
- Address
- P.O. Box 490
- Branches
- 3
- ATMs
- 2
- Members
- 13,959
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
13,959 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ZIA |
|---|---|
| Total Assets | $260.6M |
| Members | 13,959 |
| Loans Outstanding | $205.0M |
| Shares & Deposits | $239.8M |
| Net Worth | $21.2M |
| Net Worth Ratio | 8.12% |
| Loan-to-Share Ratio | 85.5% |
| Delinquency Rate | 0.39% |
| Net Income | +$3,250,912 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 2 ATMs
Main Office
Main Office1001 Central Ave
Los Alamos, NM 87544
Espanola Branch
707 S Riverside Dr
Espanola, NM 87532
Santa Fe Office
111 N Saint Francis Dr
Santa Fe, NM 87501-1441
Who Can Join ZIA?
Membership Type: Community
Membership eligibility for ZIA may vary. Contact the credit union directly to confirm qualification requirements.
Contact ZIA directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in New Mexico
Browse all federally insured credit unions in New Mexico, ranked by assets, members, and financial health score.
View New Mexico RankingsFrequently Asked Questions
Yes. ZIA is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ZIA has 13,959 members and a potential membership field of 1,465,426 people.
ZIA's net worth ratio is 8.12% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.1%, ZIA meets this threshold.
ZIA operates 3 branch locations and has access to 2 ATMs. The main office is located at 1001 Central Ave, Los Alamos, NM 87544.
ZIA was established in 1955. It is a state-chartered credit union chartered under charter number 60467. The institution has been serving members for 71 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ZIA. All financial data is for informational purposes only.