ZIA
State-Chartered • Los Alamos, New Mexico • Est. 1955
Quick Facts
- Charter Number
- #60467
- Type
- State-Chartered
- Established
- 1955
- Headquarters
- Los Alamos, New Mexico 87544
- Address
- 1001 Central Ave
- Branches
- 3
- ATMs
- 2
- Members
- 14,198
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
14,198 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ZIA |
|---|---|
| Total Assets | $273.6M |
| Members | 14,198 |
| Loans Outstanding | $207.9M |
| Shares & Deposits | $242.1M |
| Net Worth | $31.6M |
| Net Worth Ratio | 11.55% |
| Loan-to-Share Ratio | 85.9% |
| Delinquency Rate | 0.41% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations · 2 ATMs
Main Office
Main Office1001 Central Ave
Los Alamos, NM 87544
Espanola Branch
707 S Riverside Dr
Espanola, NM 87532
Santa Fe Office
111 N Saint Francis Dr
Santa Fe, NM 87501-1441
Who Can Join ZIA?
Membership Type: Community
Membership eligibility for ZIA may vary. Contact the credit union directly to confirm qualification requirements.
Contact ZIA directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in New Mexico
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View New Mexico RankingsFrequently Asked Questions
ZIA is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, ZIA has 14,198 members and a potential membership field of 1,465,426 people.
ZIA's reported net worth ratio is 11.55% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
ZIA operates 3 branch locations and has access to 2 ATMs. The main office is located at 1001 Central Ave, Los Alamos, NM 87544.
ZIA was established in 1955. It is a state-chartered credit union chartered under charter number 60467. The institution has been serving members for 71 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or ZIA. All financial data is for informational purposes only.