Credit Union Rankings in Utah

Top credit unions in Utah by assets, members, and financial health — NCUA Q4 2025 data.

Top Credit Unions in Utah by Assets

Ranked by total assets — Q4 2025

Rank	Name	Total Assets	Health
#1	AMERICA FIRST	$23.8B	B+
#2	MOUNTAIN AMERICA	$21.9B	A
#3	GOLDENWEST	$4.0B	A+
#4	UTAH COMMUNITY	$3.7B	A+
#5	CANYON VIEW	$2.1B	A
#6	CYPRUS	$1.9B	A+
#7	DESERET FIRST	$1.2B	A
#8	UTAH FIRST	$1.1B	A+
#9	UTAH POWER	$1.1B	A+
#10	GRANITE	$906.5M	A
#11	WASATCH PEAKS	$632.1M	A+
#12	JORDAN	$414.4M	A
#13	AMERICAN UNITED	$381.4M	A
#14	ALPINE	$359.4M	A
#15	ELEVATE	$249.4M	A+
#16	EASTERN UTAH COMMUNITY	$221.4M	A+
#17	MEMBERS FIRST	$199.7M	A+
#18	HORIZON UTAH	$184.8M	B+
#19	ASCENT	$172.3M	A
#20	HERCULES FIRST	$163.4M	A
#21	UTAH HERITAGE	$159.7M	B
#22	NEBO	$144.6M	A+
#23	PACIFIC HORIZON	$138.2M	B
#24	DESERT RIVERS	$116.6M	A
#25	EDUCATION 1ST	$73.9M	A
#26	FIREFIGHTERS	$69.0M	A+
#27	FREEDOM	$68.3M	A+
#28	KINGS PEAK	$65.7M	B
#29	MILLARD COUNTY	$61.8M	A+
#30	DESERTVIEW	$47.6M	A
#31	NEPHI WESTERN EMPLOYEES	$45.2M	A+
#32	HI-LAND	$40.5M	A+
#33	LU 354 I B E W	$40.1M	B
#34	NATIONAL J. A. C. L.	$38.9M	A
#35	LOGAN MEDICAL	$32.3M	C
#36	SAN JUAN	$29.2M	B
#37	NEW HEIGHTS	$28.3M	A+
#38	RIDGELINE	$27.2M	A
#39	P & S	$25.5M	A+
#40	DEVILS SLIDE	$20.5M	B
#41	VAREX	$16.8M	A+
#42	C U P	$9.9M	A+
#43	S E A	$7.0M	A+
#44	GIBBONS AND REED EMPLOYEES	$6.4M	A+
#45	HOLLYFRONTIER EMPLOYEE'S	$5.9M	A
#46	UINTAH	$4.0M	A+
#47	OREM CITY EMPLOYEES	$2.6M	B+
#48	FLEXPAK	$1.9M	F
#49	NORTH SANPETE	$1.2M	A+
#50	SOUTH SANPETE	$1.1M	A+
#51	VALLEY WIDE	$474K	A+
#52	PRESTO LEWISTON EMPLOYEES	$337K	A+
#53	BECKSTRAND AND ASSOCIATES	$165K	A+

Ranked by total member count — Q4 2025

Rank	Name	Members	Health
#1	AMERICA FIRST	1.6M	B+
#2	MOUNTAIN AMERICA	1.4M	A
#3	UTAH COMMUNITY	265K	A+
#4	GOLDENWEST	208K	A+
#5	CYPRUS	148K	A+
#6	CANYON VIEW	116K	A
#7	DESERET FIRST	86K	A
#8	UTAH FIRST	45K	A+
#9	GRANITE	40K	A
#10	WASATCH PEAKS	32K	A+
#11	UTAH POWER	31K	A+
#12	JORDAN	26K	A
#13	AMERICAN UNITED	21K	A
#14	ALPINE	20K	A
#15	ELEVATE	15K	A+
#16	MEMBERS FIRST	14K	A+
#17	NEBO	13K	A+
#18	EASTERN UTAH COMMUNITY	13K	A+
#19	HORIZON UTAH	12K	B+
#20	ASCENT	9,210	A
#21	PACIFIC HORIZON	8,687	B
#22	HERCULES FIRST	8,660	A
#23	UTAH HERITAGE	8,609	B
#24	DESERT RIVERS	8,389	A
#25	MILLARD COUNTY	4,590	A+
#26	FREEDOM	4,150	A+
#27	SAN JUAN	4,050	B
#28	KINGS PEAK	3,817	B
#29	DESERTVIEW	3,504	A
#30	FIREFIGHTERS	3,463	A+
#31	NATIONAL J. A. C. L.	3,087	A
#32	NEPHI WESTERN EMPLOYEES	2,938	A+
#33	HI-LAND	2,670	A+
#34	LU 354 I B E W	2,647	B
#35	EDUCATION 1ST	2,601	A
#36	NEW HEIGHTS	2,209	A+
#37	P & S	2,173	A+
#38	LOGAN MEDICAL	1,975	C
#39	DEVILS SLIDE	1,739	B
#40	RIDGELINE	1,500	A
#41	VAREX	1,162	A+
#42	GIBBONS AND REED EMPLOYEES	1,097	A+
#43	UINTAH	938	A+
#44	OREM CITY EMPLOYEES	856	B+
#45	C U P	790	A+
#46	HOLLYFRONTIER EMPLOYEE'S	706	A
#47	S E A	681	A+
#48	NORTH SANPETE	350	A+
#49	FLEXPAK	215	F
#50	SOUTH SANPETE	196	A+
#51	VALLEY WIDE	153	A+
#52	PRESTO LEWISTON EMPLOYEES	109	A+
#53	BECKSTRAND AND ASSOCIATES	16	A+

Ranked by net worth ratio — higher means a stronger capital cushion. NCUA's “well capitalized” threshold is 7%.

Rank	Name	Net Worth Ratio	Total Assets
#1	BECKSTRAND AND ASSOCIATES	99.7%	$165K
#2	NEPHI WESTERN EMPLOYEES	34.6%	$45.2M
#3	HOLLYFRONTIER EMPLOYEE'S	32.3%	$5.9M
#4	HI-LAND	28.7%	$40.5M
#5	VALLEY WIDE	28.6%	$474K
#6	PRESTO LEWISTON EMPLOYEES	26.6%	$337K
#7	NORTH SANPETE	22.6%	$1.2M
#8	ELEVATE	20.9%	$249.4M
#9	S E A	19.8%	$7.0M
#10	UINTAH	19.8%	$4.0M
#11	FLEXPAK	19.3%	$1.9M
#12	VAREX	18.5%	$16.8M
#13	LOGAN MEDICAL	18.4%	$32.3M
#14	GIBBONS AND REED EMPLOYEES	17.6%	$6.4M
#15	NEBO	16.6%	$144.6M
#16	LU 354 I B E W	16.1%	$40.1M
#17	OREM CITY EMPLOYEES	15.1%	$2.6M
#18	MEMBERS FIRST	14.7%	$199.7M
#19	NEW HEIGHTS	14.3%	$28.3M
#20	SAN JUAN	13.9%	$29.2M
#21	UTAH POWER	13.6%	$1.1B
#22	EASTERN UTAH COMMUNITY	13.5%	$221.4M
#23	DESERTVIEW	13.2%	$47.6M
#24	GOLDENWEST	13.2%	$4.0B
#25	DEVILS SLIDE	13.1%	$20.5M
#26	SOUTH SANPETE	12.8%	$1.1M
#27	UTAH HERITAGE	12.0%	$159.7M
#28	CYPRUS	11.9%	$1.9B
#29	MILLARD COUNTY	11.9%	$61.8M
#30	HORIZON UTAH	11.6%	$184.8M
#31	C U P	11.6%	$9.9M
#32	AMERICA FIRST	11.5%	$23.8B
#33	FREEDOM	11.5%	$68.3M
#34	P & S	11.4%	$25.5M
#35	AMERICAN UNITED	11.3%	$381.4M
#36	WASATCH PEAKS	10.6%	$632.1M
#37	FIREFIGHTERS	10.5%	$69.0M
#38	UTAH COMMUNITY	10.4%	$3.7B
#39	UTAH FIRST	10.2%	$1.1B
#40	GRANITE	9.9%	$906.5M
#41	ALPINE	9.9%	$359.4M
#42	NATIONAL J. A. C. L.	9.7%	$38.9M
#43	CANYON VIEW	9.6%	$2.1B
#44	RIDGELINE	9.6%	$27.2M
#45	MOUNTAIN AMERICA	9.5%	$21.9B
#46	HERCULES FIRST	9.4%	$163.4M
#47	JORDAN	9.1%	$414.4M
#48	PACIFIC HORIZON	9.0%	$138.2M
#49	ASCENT	9.0%	$172.3M
#50	KINGS PEAK	8.8%	$65.7M
#51	DESERET FIRST	8.4%	$1.2B
#52	DESERT RIVERS	8.2%	$116.6M
#53	EDUCATION 1ST	8.1%	$73.9M

Data sourced from the NCUA Quarterly Call Report (Q4 2025). All financial data is for informational purposes only.