1897
Federal • Salisbury, Maryland • Est. 1978
Quick Facts
- Charter Number
- #23125
- Type
- Federal
- Established
- 1978
- Headquarters
- Salisbury, Maryland 21801
- Address
- 100 E Carroll St
- Branches
- 2
- Members
- 779
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
779 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | 1897 |
|---|---|
| Total Assets | $3.6M |
| Members | 779 |
| Loans Outstanding | $385K |
| Shares & Deposits | $2.5M |
| Net Worth | $1.1M |
| Net Worth Ratio | 29.61% |
| Loan-to-Share Ratio | 15.4% |
| Delinquency Rate | 0.00% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations
Pen Gen Hosp FCU
Main Office100 E Carroll St
Salisbury, MD 21801
1897 Federal Credit Union
100 E Carroll St
Salisbury, MD 21801
Who Can Join 1897?
Membership Type: Community
Membership eligibility for 1897 may vary. Contact the credit union directly to confirm qualification requirements.
Contact 1897 directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Maryland
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Maryland RankingsFrequently Asked Questions
1897 is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, 1897 has 779 members and a potential membership field of 2,400 people.
1897's reported net worth ratio is 29.61% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
1897 operates 2 branch locations. The main office is located at 100 E Carroll St, Salisbury, MD 21801.
1897 was established in 1978. It is a federal credit union chartered under charter number 23125. The institution has been serving members for 48 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or 1897. All financial data is for informational purposes only.