1ST BERGEN
Federal • Hackensack, New Jersey • Est. 2009
Quick Facts
- Charter Number
- #24810
- Type
- Federal
- Established
- 2009
- Headquarters
- Hackensack, New Jersey 07601-5805
- Address
- 392 Main St
- Branches
- 3
- ATMs
- 3
- Members
- 1,697
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Poor financial health. One or more key ratios are below NCUA thresholds. All deposits remain federally insured up to $250,000.
Financial Overview
Total Assets
Members
1,697 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | 1ST BERGEN |
|---|---|
| Total Assets | $10.6M |
| Members | 1,697 |
| Loans Outstanding | $5.6M |
| Shares & Deposits | $6.6M |
| Net Worth | $3.0M |
| Net Worth Ratio | 28.81% |
| Loan-to-Share Ratio | 83.9% |
| Delinquency Rate | 4.48% |
| Net Income | +$191,280 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 3 ATMs
Main Branch/Office
392 Main St
Hackensack, NJ 07601-5805
Corporate
Main Office392 Main St
Hackensack, NJ 07601-5805
Ocean County
40 Washington St
Toms River, NJ 08753-7669
Who Can Join 1ST BERGEN?
Membership Type: Other/Unknown
Membership eligibility for 1ST BERGEN may vary. Contact the credit union directly to confirm qualification requirements.
Contact 1ST BERGEN directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New Jersey RankingsFrequently Asked Questions
Yes. 1ST BERGEN is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, 1ST BERGEN has 1,697 members and a potential membership field of 904,000 people.
1ST BERGEN's net worth ratio is 28.81% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 28.8%, 1ST BERGEN meets this threshold.
1ST BERGEN operates 3 branch locations and has access to 3 ATMs. The main office is located at 392 Main St, Hackensack, NJ 07601-5805.
1ST BERGEN was established in 2009. It is a federal credit union chartered under charter number 24810. The institution has been serving members for 17 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or 1ST BERGEN. All financial data is for informational purposes only.