1ST COOPERATIVE
Federal • Cayce, South Carolina • Est. 1970
Quick Facts
- Charter Number
- #24627
- Type
- Federal
- Established
- 1970
- Headquarters
- Cayce, South Carolina 29033-3318
- Address
- 808 Knox Abbott Dr
- Branches
- 1
- ATMs
- 1
- Members
- 2,500
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
2,500 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | 1ST COOPERATIVE |
|---|---|
| Total Assets | $21.4M |
| Members | 2,500 |
| Loans Outstanding | $15.2M |
| Shares & Deposits | $18.3M |
| Net Worth | $3.1M |
| Net Worth Ratio | 14.38% |
| Loan-to-Share Ratio | 83.3% |
| Delinquency Rate | 0.41% |
| Net Income | +$322,110 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 1 ATMs
Main
Main Office808 Knox Abbott Dr
Cayce, SC 29033-3318
Who Can Join 1ST COOPERATIVE?
Membership Type: Community
Membership eligibility for 1ST COOPERATIVE may vary. Contact the credit union directly to confirm qualification requirements.
Contact 1ST COOPERATIVE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View South Carolina RankingsFrequently Asked Questions
Yes. 1ST COOPERATIVE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, 1ST COOPERATIVE has 2,500 members and a potential membership field of 2,900 people.
1ST COOPERATIVE's net worth ratio is 14.38% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 14.4%, 1ST COOPERATIVE meets this threshold.
1ST COOPERATIVE operates 1 branch location and has access to 1 ATMs. The main office is located at 808 Knox Abbott Dr, Cayce, SC 29033-3318.
1ST COOPERATIVE was established in 1970. It is a federal credit union chartered under charter number 24627. The institution has been serving members for 56 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or 1ST COOPERATIVE. All financial data is for informational purposes only.