1ST COOPERATIVE
Federal • Cayce, South Carolina • Est. 1970
Quick Facts
- Charter Number
- #24627
- Type
- Federal
- Established
- 1970
- Headquarters
- Cayce, South Carolina 29033-3318
- Address
- 808 Knox Abbott Dr
- Branches
- 1
- ATMs
- 1
- Members
- 2,488
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
2,488 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | 1ST COOPERATIVE |
|---|---|
| Total Assets | $22.0M |
| Members | 2,488 |
| Loans Outstanding | $14.4M |
| Shares & Deposits | $18.8M |
| Net Worth | $2.8M |
| Net Worth Ratio | 12.61% |
| Loan-to-Share Ratio | 76.9% |
| Delinquency Rate | 0.50% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
1 location · 1 ATMs
Main
Main Office808 Knox Abbott Dr
Cayce, SC 29033-3318
Who Can Join 1ST COOPERATIVE?
Membership Type: Community
Membership eligibility for 1ST COOPERATIVE may vary. Contact the credit union directly to confirm qualification requirements.
Contact 1ST COOPERATIVE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in South Carolina
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View South Carolina RankingsFrequently Asked Questions
1ST COOPERATIVE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, 1ST COOPERATIVE has 2,488 members and a potential membership field of 2,900 people.
1ST COOPERATIVE's reported net worth ratio is 12.61% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
1ST COOPERATIVE operates 1 branch location and has access to 1 ATMs. The main office is located at 808 Knox Abbott Dr, Cayce, SC 29033-3318.
1ST COOPERATIVE was established in 1970. It is a federal credit union chartered under charter number 24627. The institution has been serving members for 56 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or 1ST COOPERATIVE. All financial data is for informational purposes only.