1ST MIDAMERICA
State-Chartered • Bethalto, Illinois • Est. 1934
Quick Facts
- Charter Number
- #63932
- Type
- State-Chartered
- Established
- 1934
- Headquarters
- Bethalto, Illinois 62010
- Address
- 731 E Bethalto Dr
- Branches
- 10
- ATMs
- 10
- Members
- 64,144
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
64,144 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | 1ST MIDAMERICA |
|---|---|
| Total Assets | $1.0B |
| Members | 64,144 |
| Loans Outstanding | $855.8M |
| Shares & Deposits | $867.5M |
| Net Worth | $130.3M |
| Net Worth Ratio | 12.92% |
| Loan-to-Share Ratio | 98.7% |
| Delinquency Rate | 0.42% |
| Net Income | +$1,221,150 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
10 locations · 10 ATMs
Bethalto 140 Office
Main Office731 E Bethalto Dr
Bethalto, IL 62010
Godfrey Office
5301 Godfrey Rd
Godfrey, IL 62035
College Office
3553 College Ave
Alton, IL 62002
Jerseyville Office
300 W County Rd
Jerseyville, IL 62052
Independence Office
19301 E Valley View Pkwy
Independence, MO 64055
Who Can Join 1ST MIDAMERICA?
Membership Type: Community
Membership eligibility for 1ST MIDAMERICA may vary. Contact the credit union directly to confirm qualification requirements.
Contact 1ST MIDAMERICA directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Illinois
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Illinois RankingsFrequently Asked Questions
1ST MIDAMERICA is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, 1ST MIDAMERICA has 64,144 members and a potential membership field of 4,489,145 people.
1ST MIDAMERICA's reported net worth ratio is 12.92% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
1ST MIDAMERICA operates 10 branch locations and has access to 10 ATMs. The main office is located at 731 E Bethalto Dr, Bethalto, IL 62010.
1ST MIDAMERICA was established in 1934. It is a state-chartered credit union chartered under charter number 63932. The institution has been serving members for 92 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or 1ST MIDAMERICA. All financial data is for informational purposes only.