1ST UNIVERSITY
State-Chartered • Waco, Texas • Est. 1956
Quick Facts
- Charter Number
- #67483
- Type
- State-Chartered
- Established
- 1956
- Headquarters
- Waco, Texas 76706
- Address
- 24 La Salle Ave unit C
- Branches
- 3
- ATMs
- 1
- Members
- 1,904
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 7% and a delinquency rate below 2%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
1,904 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | 1ST UNIVERSITY |
|---|---|
| Total Assets | $17.8M |
| Members | 1,904 |
| Loans Outstanding | $12.7M |
| Shares & Deposits | $15.4M |
| Net Worth | $1.8M |
| Net Worth Ratio | 10.38% |
| Loan-to-Share Ratio | 82.4% |
| Delinquency Rate | 1.57% |
| Net Income | +$8,692 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations · 1 ATMs
1st University Credit Union
Main Office24 La Salle Ave unit C
Waco, TX 76706
Computer Marketing Corporation
8520 S Sandy Pkwy
Sandy, UT 84070-6422
Chartwells Management Offices
2100 River St
Waco, TX 76706-1642
Who Can Join 1ST UNIVERSITY?
Membership Type: Community
Membership eligibility for 1ST UNIVERSITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact 1ST UNIVERSITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Texas
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Texas RankingsFrequently Asked Questions
1ST UNIVERSITY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, 1ST UNIVERSITY has 1,904 members and a potential membership field of 320,000 people.
1ST UNIVERSITY's reported net worth ratio is 10.38% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
1ST UNIVERSITY operates 3 branch locations and has access to 1 ATMs. The main office is located at 24 La Salle Ave unit C, Waco, TX 76706.
1ST UNIVERSITY was established in 1956. It is a state-chartered credit union chartered under charter number 67483. The institution has been serving members for 70 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or 1ST UNIVERSITY. All financial data is for informational purposes only.