2 RIVERS AREA
State-Chartered • Kankakee, Illinois • Est. 1951
Quick Facts
- Charter Number
- #62827
- Type
- State-Chartered
- Established
- 1951
- Headquarters
- Kankakee, Illinois 60901
- Address
- 296 W Jeffery St
- Branches
- 1
- ATMs
- 2
- Members
- 3,969
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 7% and a delinquency rate below 2%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
3,969 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | 2 RIVERS AREA |
|---|---|
| Total Assets | $26.6M |
| Members | 3,969 |
| Loans Outstanding | $14.0M |
| Shares & Deposits | $23.8M |
| Net Worth | $2.9M |
| Net Worth Ratio | 10.96% |
| Loan-to-Share Ratio | 58.6% |
| Delinquency Rate | 1.90% |
| Net Income | +$1,055 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
1 location · 2 ATMs
2 Rivers Area Credit Union
Main Office296 W Jeffery St
Kankakee, IL 60901
Who Can Join 2 RIVERS AREA?
Membership Type: Community
Membership eligibility for 2 RIVERS AREA may vary. Contact the credit union directly to confirm qualification requirements.
Contact 2 RIVERS AREA directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Illinois
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Illinois RankingsFrequently Asked Questions
2 RIVERS AREA is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, 2 RIVERS AREA has 3,969 members and a potential membership field of 4,200 people.
2 RIVERS AREA's reported net worth ratio is 10.96% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
2 RIVERS AREA operates 1 branch location and has access to 2 ATMs. The main office is located at 296 W Jeffery St, Kankakee, IL 60901.
2 RIVERS AREA was established in 1951. It is a state-chartered credit union chartered under charter number 62827. The institution has been serving members for 75 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or 2 RIVERS AREA. All financial data is for informational purposes only.