2 RIVERS AREA
State-Chartered • KANKAKEE, Illinois • Est. 1951
Quick Facts
- Charter Number
- #62827
- Type
- State-Chartered
- Established
- 1951
- Headquarters
- KANKAKEE, Illinois 60901
- Address
- 296 W JEFFERY ST
- Branches
- 1
- ATMs
- 2
- Members
- 3,940
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Adequate financial health. Meets NCUA capital requirements with some metrics worth watching over time.
Financial Overview
Total Assets
Members
3,940 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | 2 RIVERS AREA |
|---|---|
| Total Assets | $23.6M |
| Members | 3,940 |
| Loans Outstanding | $13.3M |
| Shares & Deposits | $21.1M |
| Net Worth | $2.9M |
| Net Worth Ratio | 12.34% |
| Loan-to-Share Ratio | 63.2% |
| Delinquency Rate | 2.06% |
| Net Income | +$63,911 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 2 ATMs
2 Rivers Area Credit Union
Main Office296 W Jeffery St
Kankakee, IL 60901
Who Can Join 2 RIVERS AREA?
Membership Type: Community
Membership eligibility for 2 RIVERS AREA may vary. Contact the credit union directly to confirm qualification requirements.
Contact 2 RIVERS AREA directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Illinois RankingsFrequently Asked Questions
Yes. 2 RIVERS AREA is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, 2 RIVERS AREA has 3,940 members and a potential membership field of 4,200 people.
2 RIVERS AREA's net worth ratio is 12.34% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.3%, 2 RIVERS AREA meets this threshold.
2 RIVERS AREA operates 1 branch location and has access to 2 ATMs. The main office is located at 296 W Jeffery St, Kankakee, IL 60901.
2 RIVERS AREA was established in 1951. It is a state-chartered credit union chartered under charter number 62827. The institution has been serving members for 75 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or 2 RIVERS AREA. All financial data is for informational purposes only.