ADVANCED FINANCIAL
Federal • New Providence, New Jersey • Est. 1965
Quick Facts
- Charter Number
- #16785
- Type
- Federal
- Established
- 1965
- Headquarters
- New Providence, New Jersey 07974
- Address
- 785 CENTRAL AVE
- Branches
- 4
- ATMs
- 2
- Members
- 6,393
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 7% and a delinquency rate below 2%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
6,393 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ADVANCED FINANCIAL |
|---|---|
| Total Assets | $108.5M |
| Members | 6,393 |
| Loans Outstanding | $51.9M |
| Shares & Deposits | $91.5M |
| Net Worth | $16.9M |
| Net Worth Ratio | 15.55% |
| Loan-to-Share Ratio | 56.7% |
| Delinquency Rate | 1.94% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
4 locations · 2 ATMs
New Providence
Main Office785 CENTRAL AVE
New Providence, NJ 07974
Roselle
575 Raritan Rd
Roselle, NJ 07203
Scotch Plains
383 Park Ave
Scotch Plains, NJ 07076-1155
West Orange
342 Main St
West Orange, NJ 07052
Who Can Join ADVANCED FINANCIAL?
Membership Type: Other/Unknown
Membership eligibility for ADVANCED FINANCIAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact ADVANCED FINANCIAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in New Jersey
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View New Jersey RankingsFrequently Asked Questions
ADVANCED FINANCIAL is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, ADVANCED FINANCIAL has 6,393 members and a potential membership field of 1,352,700 people.
ADVANCED FINANCIAL's reported net worth ratio is 15.55% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
ADVANCED FINANCIAL operates 4 branch locations and has access to 2 ATMs. The main office is located at 785 CENTRAL AVE, New Providence, NJ 07974.
ADVANCED FINANCIAL was established in 1965. It is a federal credit union chartered under charter number 16785. The institution has been serving members for 61 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or ADVANCED FINANCIAL. All financial data is for informational purposes only.