ADVANCED FINANCIAL
Federal • NEW PROVIDENCE, New Jersey • Est. 1965
Quick Facts
- Charter Number
- #16785
- Type
- Federal
- Established
- 1965
- Headquarters
- NEW PROVIDENCE, New Jersey 07974
- Address
- 785 CENTRAL AVE
- Branches
- 4
- ATMs
- 2
- Members
- 6,459
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
6,459 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ADVANCED FINANCIAL |
|---|---|
| Total Assets | $106.9M |
| Members | 6,459 |
| Loans Outstanding | $49.5M |
| Shares & Deposits | $89.9M |
| Net Worth | $16.9M |
| Net Worth Ratio | 15.73% |
| Loan-to-Share Ratio | 55.0% |
| Delinquency Rate | 1.81% |
| Net Income | +$296,760 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
4 locations · 2 ATMs
New Providence
Main Office785 CENTRAL AVE
NEW PROVIDENCE, NJ 07974
Roselle
575 Raritan Rd
Roselle, NJ 07203
Scotch Plains
383 Park Ave
Scotch Plains, NJ 07076-1155
West Orange
342 Main St
West Orange, NJ 07052
Who Can Join ADVANCED FINANCIAL?
Membership Type: Other/Unknown
Membership eligibility for ADVANCED FINANCIAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact ADVANCED FINANCIAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New Jersey RankingsFrequently Asked Questions
Yes. ADVANCED FINANCIAL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ADVANCED FINANCIAL has 6,459 members and a potential membership field of 1,352,700 people.
ADVANCED FINANCIAL's net worth ratio is 15.73% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 15.7%, ADVANCED FINANCIAL meets this threshold.
ADVANCED FINANCIAL operates 4 branch locations and has access to 2 ATMs. The main office is located at 785 CENTRAL AVE, NEW PROVIDENCE, NJ 07974.
ADVANCED FINANCIAL was established in 1965. It is a federal credit union chartered under charter number 16785. The institution has been serving members for 61 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ADVANCED FINANCIAL. All financial data is for informational purposes only.