ADVANTAGE ONE
State-Chartered • Morrison, Illinois • Est. 1960
Quick Facts
- Charter Number
- #68343
- Type
- State-Chartered
- Established
- 1960
- Headquarters
- Morrison, Illinois 61270
- Address
- 204 N Jackson St
- Branches
- 1
- Members
- 2,379
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
2,379 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ADVANTAGE ONE |
|---|---|
| Total Assets | $24.8M |
| Members | 2,379 |
| Loans Outstanding | $14.6M |
| Shares & Deposits | $22.0M |
| Net Worth | $2.7M |
| Net Worth Ratio | 10.97% |
| Loan-to-Share Ratio | 66.4% |
| Delinquency Rate | 0.79% |
| Net Income | +$266,279 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Advantage One Credit Union
Main Office204 N Jackson St
Morrison, IL 61270
Who Can Join ADVANTAGE ONE?
Membership Type: Community
Membership eligibility for ADVANTAGE ONE may vary. Contact the credit union directly to confirm qualification requirements.
Contact ADVANTAGE ONE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Illinois RankingsFrequently Asked Questions
Yes. ADVANTAGE ONE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ADVANTAGE ONE has 2,379 members and a potential membership field of 349,000 people.
ADVANTAGE ONE's net worth ratio is 10.97% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.0%, ADVANTAGE ONE meets this threshold.
ADVANTAGE ONE operates 1 branch location. The main office is located at 204 N Jackson St, Morrison, IL 61270.
ADVANTAGE ONE was established in 1960. It is a state-chartered credit union chartered under charter number 68343. The institution has been serving members for 66 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ADVANTAGE ONE. All financial data is for informational purposes only.