ALCOA MUNICIPAL EMPLOYEES
Federal • Alcoa, Tennessee • Est. 1971
Quick Facts
- Charter Number
- #20513
- Type
- Federal
- Established
- 1971
- Headquarters
- Alcoa, Tennessee 37701
- Address
- 727 Universal St
- Branches
- 1
- Members
- 866
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
866 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ALCOA MUNICIPAL EMPLOYEES |
|---|---|
| Total Assets | $4.4M |
| Members | 866 |
| Loans Outstanding | $3.2M |
| Shares & Deposits | $3.6M |
| Net Worth | $842K |
| Net Worth Ratio | 18.92% |
| Loan-to-Share Ratio | 88.5% |
| Delinquency Rate | 1.11% |
| Net Income | +$22,554 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
1 location
MAIN OFFICE 727 UNIVERSAL STREET ALCOA TN 37701
Main Office727 Universal St
Alcoa, TN 37701
Who Can Join ALCOA MUNICIPAL EMPLOYEES?
Membership Type: Community
Membership eligibility for ALCOA MUNICIPAL EMPLOYEES may vary. Contact the credit union directly to confirm qualification requirements.
Contact ALCOA MUNICIPAL EMPLOYEES directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Tennessee
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Tennessee RankingsFrequently Asked Questions
ALCOA MUNICIPAL EMPLOYEES is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, ALCOA MUNICIPAL EMPLOYEES has 866 members and a potential membership field of 1,100 people.
ALCOA MUNICIPAL EMPLOYEES's reported net worth ratio is 18.92% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
ALCOA MUNICIPAL EMPLOYEES operates 1 branch location. The main office is located at 727 Universal St, Alcoa, TN 37701.
ALCOA MUNICIPAL EMPLOYEES was established in 1971. It is a federal credit union chartered under charter number 20513. The institution has been serving members for 55 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or ALCOA MUNICIPAL EMPLOYEES. All financial data is for informational purposes only.