ALCOA MUNICIPAL EMPLOYEES
Federal • ALCOA, Tennessee • Est. 1971
Quick Facts
- Charter Number
- #20513
- Type
- Federal
- Established
- 1971
- Headquarters
- ALCOA, Tennessee 37701
- Address
- 727 UNIVERSAL ST
- Branches
- 1
- Members
- 852
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
852 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ALCOA MUNICIPAL EMPLOYEES |
|---|---|
| Total Assets | $4.5M |
| Members | 852 |
| Loans Outstanding | $3.0M |
| Shares & Deposits | $3.6M |
| Net Worth | $819K |
| Net Worth Ratio | 18.29% |
| Loan-to-Share Ratio | 81.8% |
| Delinquency Rate | 0.19% |
| Net Income | +$86,328 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
MAIN OFFICE 727 UNIVERSAL STREET ALCOA TN 37701
Main Office727 Universal St
ALCOA, TN 37701
Who Can Join ALCOA MUNICIPAL EMPLOYEES?
Membership Type: Community
Membership eligibility for ALCOA MUNICIPAL EMPLOYEES may vary. Contact the credit union directly to confirm qualification requirements.
Contact ALCOA MUNICIPAL EMPLOYEES directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Tennessee RankingsFrequently Asked Questions
Yes. ALCOA MUNICIPAL EMPLOYEES is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ALCOA MUNICIPAL EMPLOYEES has 852 members and a potential membership field of 1,100 people.
ALCOA MUNICIPAL EMPLOYEES's net worth ratio is 18.29% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 18.3%, ALCOA MUNICIPAL EMPLOYEES meets this threshold.
ALCOA MUNICIPAL EMPLOYEES operates 1 branch location. The main office is located at 727 Universal St, ALCOA, TN 37701.
ALCOA MUNICIPAL EMPLOYEES was established in 1971. It is a federal credit union chartered under charter number 20513. The institution has been serving members for 55 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ALCOA MUNICIPAL EMPLOYEES. All financial data is for informational purposes only.