ALDERSON FCI
Federal • Alderson, West Virginia • Est. 1955
Quick Facts
- Charter Number
- #10520
- Type
- Federal
- Established
- 1955
- Headquarters
- Alderson, West Virginia 24910
- Address
- P. O. Box A
- Branches
- 2
- Members
- 687
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
At-risk financial position. Significant capital or earnings challenges. Deposits remain federally insured up to $250,000 by the NCUA.
Financial Overview
Total Assets
Members
687 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ALDERSON FCI |
|---|---|
| Total Assets | $8.4M |
| Members | 687 |
| Loans Outstanding | $5.1M |
| Shares & Deposits | $6.3M |
| Net Worth | $2.1M |
| Net Worth Ratio | 24.83% |
| Loan-to-Share Ratio | 80.9% |
| Delinquency Rate | 6.50% |
| Net Income | +$348,528 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations
Main Office
Main OfficePO Box A
Alderson, WV 24910-0990
Branch
1600 Industrial Park Rd
Beaver, WV 25813-9529
Who Can Join ALDERSON FCI?
Membership Type: Community
Membership eligibility for ALDERSON FCI may vary. Contact the credit union directly to confirm qualification requirements.
Contact ALDERSON FCI directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View West Virginia RankingsFrequently Asked Questions
Yes. ALDERSON FCI is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ALDERSON FCI has 687 members and a potential membership field of 1,000 people.
ALDERSON FCI's net worth ratio is 24.83% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 24.8%, ALDERSON FCI meets this threshold.
ALDERSON FCI operates 2 branch locations. The main office is located at PO Box A, Alderson, WV 24910-0990.
ALDERSON FCI was established in 1955. It is a federal credit union chartered under charter number 10520. The institution has been serving members for 71 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ALDERSON FCI. All financial data is for informational purposes only.