ALDERSON FCI
Federal • Alderson, West Virginia • Est. 1955
Quick Facts
- Charter Number
- #10520
- Type
- Federal
- Established
- 1955
- Headquarters
- Alderson, West Virginia 24910-0990
- Address
- PO Box A
- Branches
- 2
- Members
- 670
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
This institution does not meet CUScore's minimum D-tier combination of net worth and delinquency metrics. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
670 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ALDERSON FCI |
|---|---|
| Total Assets | $8.6M |
| Members | 670 |
| Loans Outstanding | $4.8M |
| Shares & Deposits | $6.4M |
| Net Worth | $2.1M |
| Net Worth Ratio | 24.63% |
| Loan-to-Share Ratio | 75.1% |
| Delinquency Rate | 8.89% |
| Net Income | +$27,570 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations
Main Office
Main OfficePO Box A
Alderson, WV 24910-0990
Branch
1600 Industrial Park Rd
Beaver, WV 25813-9529
Who Can Join ALDERSON FCI?
Membership Type: Community
Membership eligibility for ALDERSON FCI may vary. Contact the credit union directly to confirm qualification requirements.
Contact ALDERSON FCI directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in West Virginia
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View West Virginia RankingsFrequently Asked Questions
ALDERSON FCI is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, ALDERSON FCI has 670 members and a potential membership field of 1,000 people.
ALDERSON FCI's reported net worth ratio is 24.63% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
ALDERSON FCI operates 2 branch locations. The main office is located at PO Box A, Alderson, WV 24910-0990.
ALDERSON FCI was established in 1955. It is a federal credit union chartered under charter number 10520. The institution has been serving members for 71 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or ALDERSON FCI. All financial data is for informational purposes only.