ALLIANCE
Federal • Lubbock, Texas • Est. 1940
Quick Facts
- Charter Number
- #97103
- Type
- Federal
- Established
- 1940
- Headquarters
- Lubbock, Texas 79424
- Address
- 6219 Spur 327
- Branches
- 16
- ATMs
- 15
- Members
- 57,077
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
57,077 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ALLIANCE |
|---|---|
| Total Assets | $679.6M |
| Members | 57,077 |
| Loans Outstanding | $571.6M |
| Shares & Deposits | $587.5M |
| Net Worth | $77.1M |
| Net Worth Ratio | 11.34% |
| Loan-to-Share Ratio | 97.3% |
| Delinquency Rate | 0.95% |
| Net Income | +$11,699,571 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
16 locations · 15 ATMs
Quaker Branch
8401 Quaker Ave
Lubbock, TX 79424
Northwest Branch
1008 Frankford Ave
Lubbock, TX 79416
South Branch
2404 82nd St
Lubbock, TX 79423
Central Branch
2220 34th St
Lubbock, TX 79411
Medical Branch
3802 24th St
Lubbock, TX 79410
Who Can Join ALLIANCE?
Membership Type: Community
Membership eligibility for ALLIANCE may vary. Contact the credit union directly to confirm qualification requirements.
Contact ALLIANCE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. ALLIANCE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ALLIANCE has 57,077 members and a potential membership field of 989,913 people.
ALLIANCE's net worth ratio is 11.34% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.3%, ALLIANCE meets this threshold.
ALLIANCE operates 16 branch locations and has access to 15 ATMs. The main office is located at 6219 Spur 327, Lubbock, TX 79424.
ALLIANCE was established in 1940. It is a federal credit union chartered under charter number 97103. The institution has been serving members for 86 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ALLIANCE. All financial data is for informational purposes only.