ALLOY
Federal • Alloy, West Virginia • Est. 1970
Quick Facts
- Charter Number
- #20324
- Type
- Federal
- Established
- 1970
- Headquarters
- Alloy, West Virginia 25002
- Address
- PO Box 323
- Branches
- 3
- ATMs
- 2
- Members
- 4,851
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
4,851 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ALLOY |
|---|---|
| Total Assets | $28.3M |
| Members | 4,851 |
| Loans Outstanding | $18.2M |
| Shares & Deposits | $24.1M |
| Net Worth | $4.2M |
| Net Worth Ratio | 14.94% |
| Loan-to-Share Ratio | 75.8% |
| Delinquency Rate | 1.83% |
| Net Income | +$400,948 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 2 ATMs
Fayetteville
515 Hinkle Rd
Fayetteville, WV 25840-6903
Fedcomp
10300 Eaton Pl Ste 260
Fairfax, VA 22030
Alloy
Main Office3574 Midland Trail
Alloy, WV 25002
Who Can Join ALLOY?
Membership Type: Community
Membership eligibility for ALLOY may vary. Contact the credit union directly to confirm qualification requirements.
Contact ALLOY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View West Virginia RankingsFrequently Asked Questions
Yes. ALLOY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ALLOY has 4,851 members and a potential membership field of 39,000 people.
ALLOY's net worth ratio is 14.94% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 14.9%, ALLOY meets this threshold.
ALLOY operates 3 branch locations and has access to 2 ATMs. The main office is located at 3574 Midland Trail, Alloy, WV 25002.
ALLOY was established in 1970. It is a federal credit union chartered under charter number 20324. The institution has been serving members for 56 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ALLOY. All financial data is for informational purposes only.