ALLOY
Federal • Alloy, West Virginia • Est. 1970
Quick Facts
- Charter Number
- #20324
- Type
- Federal
- Established
- 1970
- Headquarters
- Alloy, West Virginia 25002
- Address
- 3574 Midland Trail
- Branches
- 3
- ATMs
- 2
- Members
- 4,887
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
4,887 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ALLOY |
|---|---|
| Total Assets | $29.7M |
| Members | 4,887 |
| Loans Outstanding | $18.7M |
| Shares & Deposits | $25.3M |
| Net Worth | $4.3M |
| Net Worth Ratio | 14.52% |
| Loan-to-Share Ratio | 73.7% |
| Delinquency Rate | 1.06% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations · 2 ATMs
Fayetteville
515 Hinkle Rd
Fayetteville, WV 25840-6903
Fedcomp
10300 Eaton Pl Ste 260
Fairfax, VA 22030
Alloy
Main Office3574 Midland Trail
Alloy, WV 25002
Who Can Join ALLOY?
Membership Type: Community
Membership eligibility for ALLOY may vary. Contact the credit union directly to confirm qualification requirements.
Contact ALLOY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in West Virginia
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View West Virginia RankingsFrequently Asked Questions
ALLOY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, ALLOY has 4,887 members and a potential membership field of 39,000 people.
ALLOY's reported net worth ratio is 14.52% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
ALLOY operates 3 branch locations and has access to 2 ATMs. The main office is located at 3574 Midland Trail, Alloy, WV 25002.
ALLOY was established in 1970. It is a federal credit union chartered under charter number 20324. The institution has been serving members for 56 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or ALLOY. All financial data is for informational purposes only.