AMERICA'S
State-Chartered • GARLAND, Texas • Est. 1934
Quick Facts
- Charter Number
- #67470
- Type
- State-Chartered
- Established
- 1934
- Headquarters
- GARLAND, Texas 75046
- Address
- PO BOX 469046
- Branches
- 7
- ATMs
- 4
- Members
- 31,255
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
31,255 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | AMERICA'S |
|---|---|
| Total Assets | $413.2M |
| Members | 31,255 |
| Loans Outstanding | $277.2M |
| Shares & Deposits | $350.4M |
| Net Worth | $59.8M |
| Net Worth Ratio | 14.46% |
| Loan-to-Share Ratio | 79.1% |
| Delinquency Rate | 1.08% |
| Net Income | +$4,214,840 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
7 locations · 4 ATMs
CORPORATE OFFICE
Main Office2154 FOREST LN
GARLAND, TX 75042
SPFD BRANCH OFFICE
2350 E Bennett St
Springfield, MO 65804-1732
Motley Branch Office
3001 Motley Dr Ste H
Mesquite, TX 75150-3457
CENTRAL
4040 N Central Expy Ste 100
Dallas, TX 75204
LANCASTER
3200 W Pleasant Run Rd Ste 100
Lancaster, TX 75146-1083
Who Can Join AMERICA'S?
Membership Type: Community
Membership eligibility for AMERICA'S may vary. Contact the credit union directly to confirm qualification requirements.
Contact AMERICA'S directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Texas
Browse all federally insured credit unions in Texas, ranked by assets, members, and financial health score.
View Texas RankingsFrequently Asked Questions
Yes. AMERICA'S is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, AMERICA'S has 31,255 members and a potential membership field of 2,635,000 people.
AMERICA'S's net worth ratio is 14.46% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 14.5%, AMERICA'S meets this threshold.
AMERICA'S operates 7 branch locations and has access to 4 ATMs. The main office is located at 2154 FOREST LN, GARLAND, TX 75042.
AMERICA'S was established in 1934. It is a state-chartered credit union chartered under charter number 67470. The institution has been serving members for 92 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or AMERICA'S. All financial data is for informational purposes only.