AMERICA'S
State-Chartered • Garland, Texas • Est. 1934
Quick Facts
- Charter Number
- #67470
- Type
- State-Chartered
- Established
- 1934
- Headquarters
- Garland, Texas 75042
- Address
- 2154 FOREST LN
- Branches
- 8
- ATMs
- 4
- Members
- 31,666
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
31,666 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | AMERICA'S |
|---|---|
| Total Assets | $422.5M |
| Members | 31,666 |
| Loans Outstanding | $278.9M |
| Shares & Deposits | $357.9M |
| Net Worth | $64.0M |
| Net Worth Ratio | 15.27% |
| Loan-to-Share Ratio | 77.9% |
| Delinquency Rate | 0.46% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
8 locations · 4 ATMs
CORPORATE OFFICE
Main Office2154 FOREST LN
Garland, TX 75042
SPFD BRANCH OFFICE
2350 E Bennett St
Springfield, MO 65804-1732
Motley Branch Office
3001 Motley Dr Ste H
Mesquite, TX 75150-3457
CENTRAL
4040 N Central Expy Ste 100
Dallas, TX 75204
LANCASTER
3200 W Pleasant Run Rd Ste 100
Lancaster, TX 75146-1083
Who Can Join AMERICA'S?
Membership Type: Community
Membership eligibility for AMERICA'S may vary. Contact the credit union directly to confirm qualification requirements.
Contact AMERICA'S directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Texas
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Texas RankingsFrequently Asked Questions
AMERICA'S is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, AMERICA'S has 31,666 members and a potential membership field of 2,635,000 people.
AMERICA'S's reported net worth ratio is 15.27% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
AMERICA'S operates 8 branch locations and has access to 4 ATMs. The main office is located at 2154 FOREST LN, Garland, TX 75042.
AMERICA'S was established in 1934. It is a state-chartered credit union chartered under charter number 67470. The institution has been serving members for 92 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or AMERICA'S. All financial data is for informational purposes only.