APL
Federal • Laurel, Maryland • Est. 1954
Quick Facts
- Charter Number
- #9475
- Type
- Federal
- Established
- 1954
- Headquarters
- Laurel, Maryland 20723
- Address
- 11050 Johns Hopkins Rd
- Branches
- 3
- ATMs
- 3
- Members
- 31,150
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
31,150 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | APL |
|---|---|
| Total Assets | $709.5M |
| Members | 31,150 |
| Loans Outstanding | $466.1M |
| Shares & Deposits | $628.8M |
| Net Worth | $79.8M |
| Net Worth Ratio | 11.54% |
| Loan-to-Share Ratio | 74.1% |
| Delinquency Rate | 0.49% |
| Net Income | +$681,428 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations · 3 ATMs
Main Office
Main Office11050 Johns Hopkins Rd
Laurel, MD 20723
Campus
11100 Johns Hopkins Rd
Laurel, MD 20723
McGaw
8870 McGaw Rd
Columbia, MD 21045
Who Can Join APL?
Membership Type: Other/Unknown
Membership eligibility for APL may vary. Contact the credit union directly to confirm qualification requirements.
Contact APL directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Maryland
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Maryland RankingsFrequently Asked Questions
APL is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, APL has 31,150 members and a potential membership field of 339,183 people.
APL's reported net worth ratio is 11.54% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
APL operates 3 branch locations and has access to 3 ATMs. The main office is located at 11050 Johns Hopkins Rd, Laurel, MD 20723.
APL was established in 1954. It is a federal credit union chartered under charter number 9475. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or APL. All financial data is for informational purposes only.