APL
Federal • Laurel, Maryland • Est. 1954
Quick Facts
- Charter Number
- #9475
- Type
- Federal
- Established
- 1954
- Headquarters
- Laurel, Maryland 20725
- Address
- P.O. Box 418
- Branches
- 2
- ATMs
- 3
- Members
- 30,919
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
30,919 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | APL |
|---|---|
| Total Assets | $697.8M |
| Members | 30,919 |
| Loans Outstanding | $456.9M |
| Shares & Deposits | $617.6M |
| Net Worth | $79.1M |
| Net Worth Ratio | 11.65% |
| Loan-to-Share Ratio | 74.0% |
| Delinquency Rate | 0.51% |
| Net Income | +$7,999,681 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 3 ATMs
Main Office
Main Office11050 Johns Hopkins Rd
Laurel, MD 20723
Campus
11100 Johns Hopkins Rd
Laurel, MD 20723
Who Can Join APL?
Membership Type: Other/Unknown
Membership eligibility for APL may vary. Contact the credit union directly to confirm qualification requirements.
Contact APL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Maryland RankingsFrequently Asked Questions
Yes. APL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, APL has 30,919 members and a potential membership field of 339,668 people.
APL's net worth ratio is 11.65% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.7%, APL meets this threshold.
APL operates 2 branch locations and has access to 3 ATMs. The main office is located at 11050 Johns Hopkins Rd, Laurel, MD 20723.
APL was established in 1954. It is a federal credit union chartered under charter number 9475. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or APL. All financial data is for informational purposes only.