APPALACHIAN COMMUNITY
Federal • Kingsport, Tennessee • Est. 1993
Quick Facts
- Charter Number
- #24495
- Type
- Federal
- Established
- 1993
- Headquarters
- Kingsport, Tennessee 37660-4334
- Address
- 201 E New St
- Branches
- 6
- ATMs
- 5
- Members
- 12,361
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
12,361 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | APPALACHIAN COMMUNITY |
|---|---|
| Total Assets | $181.1M |
| Members | 12,361 |
| Loans Outstanding | $150.3M |
| Shares & Deposits | $160.5M |
| Net Worth | $19.8M |
| Net Worth Ratio | 10.94% |
| Loan-to-Share Ratio | 93.7% |
| Delinquency Rate | 0.26% |
| Net Income | +$2,089,034 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
6 locations · 5 ATMs
East Stone Drive Br
1500 E Stone Dr
Kingsport, TN 37660
Johnson City Br
3101 Peoples St
Johnson City, TN 37604
Rogersville Br
1206 W Main St
Rogersville, TN 37857
Norton Virginia Br
1448 Park Ave NW
Norton, VA 24273
Appalachian Community FCU
Main Office201 E New St
Kingsport, TN 37660-4334
Who Can Join APPALACHIAN COMMUNITY?
Membership Type: Other/Unknown
Membership eligibility for APPALACHIAN COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact APPALACHIAN COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Tennessee RankingsFrequently Asked Questions
Yes. APPALACHIAN COMMUNITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, APPALACHIAN COMMUNITY has 12,361 members and a potential membership field of 345,000 people.
APPALACHIAN COMMUNITY's net worth ratio is 10.94% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.9%, APPALACHIAN COMMUNITY meets this threshold.
APPALACHIAN COMMUNITY operates 6 branch locations and has access to 5 ATMs. The main office is located at 201 E New St, Kingsport, TN 37660-4334.
APPALACHIAN COMMUNITY was established in 1993. It is a federal credit union chartered under charter number 24495. The institution has been serving members for 33 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or APPALACHIAN COMMUNITY. All financial data is for informational purposes only.