APPLIANCE
State-Chartered • CLEVELAND, Tennessee • Est. 1972
Quick Facts
- Charter Number
- #67976
- Type
- State-Chartered
- Established
- 1972
- Headquarters
- CLEVELAND, Tennessee 37364
- Address
- P.O. BOX 1057
- Branches
- 2
- ATMs
- 1
- Members
- 1,980
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
1,980 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | APPLIANCE |
|---|---|
| Total Assets | $15.9M |
| Members | 1,980 |
| Loans Outstanding | $5.0M |
| Shares & Deposits | $14.1M |
| Net Worth | $1.8M |
| Net Worth Ratio | 11.08% |
| Loan-to-Share Ratio | 35.2% |
| Delinquency Rate | 0.66% |
| Net Income | +$66,935 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 1 ATMs
APPLIANCE CREDIT UNION
Main Office150 Linden Ave SE
CLEVELAND, TN 37311
JACK HENRY AND ASSOC
7400 Cahaba Valley Rd
BIRMINGHAM, AL 35242-6303
Who Can Join APPLIANCE?
Membership Type: Community
Membership eligibility for APPLIANCE may vary. Contact the credit union directly to confirm qualification requirements.
Contact APPLIANCE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Tennessee RankingsFrequently Asked Questions
Yes. APPLIANCE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, APPLIANCE has 1,980 members and a potential membership field of 25,000 people.
APPLIANCE's net worth ratio is 11.08% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.1%, APPLIANCE meets this threshold.
APPLIANCE operates 2 branch locations and has access to 1 ATMs. The main office is located at 150 Linden Ave SE, CLEVELAND, TN 37311.
APPLIANCE was established in 1972. It is a state-chartered credit union chartered under charter number 67976. The institution has been serving members for 54 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or APPLIANCE. All financial data is for informational purposes only.