AREA EDUCATIONAL
State-Chartered • MATTOON, Illinois • Est. 1960
Quick Facts
- Charter Number
- #62500
- Type
- State-Chartered
- Established
- 1960
- Headquarters
- MATTOON, Illinois 61938
- Address
- 812 CHARLESTON AVE
- Branches
- 1
- Members
- 2,341
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
2,341 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | AREA EDUCATIONAL |
|---|---|
| Total Assets | $31.9M |
| Members | 2,341 |
| Loans Outstanding | $12.9M |
| Shares & Deposits | $25.2M |
| Net Worth | $6.6M |
| Net Worth Ratio | 20.82% |
| Loan-to-Share Ratio | 51.3% |
| Delinquency Rate | 0.54% |
| Net Income | +$254,106 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
AREA EDUCATIONAL CREDIT UNION
Main Office812 CHARLESTON AVE
MATTOON, IL 61938
Who Can Join AREA EDUCATIONAL?
Membership Type: Community
Membership eligibility for AREA EDUCATIONAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact AREA EDUCATIONAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Illinois RankingsFrequently Asked Questions
Yes. AREA EDUCATIONAL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, AREA EDUCATIONAL has 2,341 members and a potential membership field of 4,000 people.
AREA EDUCATIONAL's net worth ratio is 20.82% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 20.8%, AREA EDUCATIONAL meets this threshold.
AREA EDUCATIONAL operates 1 branch location. The main office is located at 812 CHARLESTON AVE, MATTOON, IL 61938.
AREA EDUCATIONAL was established in 1960. It is a state-chartered credit union chartered under charter number 62500. The institution has been serving members for 66 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or AREA EDUCATIONAL. All financial data is for informational purposes only.