AREA EDUCATIONAL
State-Chartered • Mattoon, Illinois • Est. 1960
Quick Facts
- Charter Number
- #62500
- Type
- State-Chartered
- Established
- 1960
- Headquarters
- Mattoon, Illinois 61938
- Address
- 812 CHARLESTON AVE
- Branches
- 1
- Members
- 2,325
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
2,325 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | AREA EDUCATIONAL |
|---|---|
| Total Assets | $33.2M |
| Members | 2,325 |
| Loans Outstanding | $12.7M |
| Shares & Deposits | $26.4M |
| Net Worth | $6.8M |
| Net Worth Ratio | 20.41% |
| Loan-to-Share Ratio | 48.1% |
| Delinquency Rate | 0.24% |
| Net Income | +$124,627 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
1 location
AREA EDUCATIONAL CREDIT UNION
Main Office812 CHARLESTON AVE
Mattoon, IL 61938
Who Can Join AREA EDUCATIONAL?
Membership Type: Community
Membership eligibility for AREA EDUCATIONAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact AREA EDUCATIONAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Illinois
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Illinois RankingsFrequently Asked Questions
AREA EDUCATIONAL is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, AREA EDUCATIONAL has 2,325 members and a potential membership field of 4,000 people.
AREA EDUCATIONAL's reported net worth ratio is 20.41% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
AREA EDUCATIONAL operates 1 branch location. The main office is located at 812 CHARLESTON AVE, Mattoon, IL 61938.
AREA EDUCATIONAL was established in 1960. It is a state-chartered credit union chartered under charter number 62500. The institution has been serving members for 66 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or AREA EDUCATIONAL. All financial data is for informational purposes only.