ATLANTIC CITY ELECTRIC CO EMP
Federal • MAYS LANDING, New Jersey • Est. 1940
Quick Facts
- Charter Number
- #3755
- Type
- Federal
- Established
- 1940
- Headquarters
- MAYS LANDING, New Jersey 08330
- Address
- P.O. BOX 368
- Branches
- 1
- Members
- 3,867
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Adequate financial health. Meets NCUA capital requirements with some metrics worth watching over time.
Financial Overview
Total Assets
Members
3,867 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ATLANTIC CITY ELECTRIC CO EMP |
|---|---|
| Total Assets | $60.7M |
| Members | 3,867 |
| Loans Outstanding | $22.5M |
| Shares & Deposits | $54.0M |
| Net Worth | $8.9M |
| Net Worth Ratio | 14.69% |
| Loan-to-Share Ratio | 41.6% |
| Delinquency Rate | 2.68% |
| Net Income | +$615,627 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Mays Landing
Main Office5100 Harding Hwy Ste 103
Mays Landing, NJ 08330-2260
Who Can Join ATLANTIC CITY ELECTRIC CO EMP?
Membership Type: Community
Membership eligibility for ATLANTIC CITY ELECTRIC CO EMP may vary. Contact the credit union directly to confirm qualification requirements.
Contact ATLANTIC CITY ELECTRIC CO EMP directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New Jersey RankingsFrequently Asked Questions
Yes. ATLANTIC CITY ELECTRIC CO EMP is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ATLANTIC CITY ELECTRIC CO EMP has 3,867 members and a potential membership field of 6,000 people.
ATLANTIC CITY ELECTRIC CO EMP's net worth ratio is 14.69% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 14.7%, ATLANTIC CITY ELECTRIC CO EMP meets this threshold.
ATLANTIC CITY ELECTRIC CO EMP operates 1 branch location. The main office is located at 5100 Harding Hwy Ste 103, Mays Landing, NJ 08330-2260.
ATLANTIC CITY ELECTRIC CO EMP was established in 1940. It is a federal credit union chartered under charter number 3755. The institution has been serving members for 86 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ATLANTIC CITY ELECTRIC CO EMP. All financial data is for informational purposes only.