ATOMIC
State-Chartered • Piketon, Ohio • Est. 1955
Quick Facts
- Charter Number
- #63532
- Type
- State-Chartered
- Established
- 1955
- Headquarters
- Piketon, Ohio 45661
- Address
- 711 Beaver Creek Rd
- Branches
- 18
- ATMs
- 19
- Members
- 87,892
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
87,892 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ATOMIC |
|---|---|
| Total Assets | $847.9M |
| Members | 87,892 |
| Loans Outstanding | $688.7M |
| Shares & Deposits | $771.7M |
| Net Worth | $68.7M |
| Net Worth Ratio | 8.55% |
| Loan-to-Share Ratio | 89.3% |
| Delinquency Rate | 0.24% |
| Net Income | +$1,607,707 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
18 locations · 19 ATMs
Atomic Credit Union - Athens State Street
920 E State St
Athens, OH 45701-2116
Atomic Credit Union - Wheelersburg
7700 Ohio River Rd
Wheelersburg, OH 45694
Atomic Credit Union - Chillicothe Western Ave.
1285 Western Ave
Chillicothe, OH 45601-1169
Atomic Credit Union - Washington Court House
1501 Columbus Ave
Washington Court House, OH 43160-1757
Atomic Credit Union - Circleville
130 CRITES RD
Circleville, OH 43113
Who Can Join ATOMIC?
Membership Type: Community
Membership eligibility for ATOMIC may vary. Contact the credit union directly to confirm qualification requirements.
Contact ATOMIC directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Ohio
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Ohio RankingsFrequently Asked Questions
ATOMIC is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, ATOMIC has 87,892 members and a potential membership field of 130,000 people.
ATOMIC's reported net worth ratio is 8.55% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
ATOMIC operates 18 branch locations and has access to 19 ATMs. The main office is located at 711 Beaver Creek Rd, Piketon, OH 45661.
ATOMIC was established in 1955. It is a state-chartered credit union chartered under charter number 63532. The institution has been serving members for 71 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or ATOMIC. All financial data is for informational purposes only.