ATOMIC
State-Chartered • Piketon, Ohio • Est. 1955
Quick Facts
- Charter Number
- #63532
- Type
- State-Chartered
- Established
- 1955
- Headquarters
- Piketon, Ohio 45661
- Address
- 711 Beaver Creek Rd
- Branches
- 18
- ATMs
- 19
- Members
- 86,653
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
86,653 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ATOMIC |
|---|---|
| Total Assets | $816.4M |
| Members | 86,653 |
| Loans Outstanding | $676.3M |
| Shares & Deposits | $742.1M |
| Net Worth | $67.1M |
| Net Worth Ratio | 8.61% |
| Loan-to-Share Ratio | 91.1% |
| Delinquency Rate | 0.24% |
| Net Income | +$10,614,355 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
18 locations · 19 ATMs
Atomic Credit Union Corporate Office
Main Office711 Beaver Creek Rd
Piketon, OH 45661
Atomic Credit Union - Waverly
190 Waverly Plz
Waverly, OH 45690-1220
Atomic Credit Union - Chillicothe Bridge St
1326 N Bridge St
Chillicothe, OH 45601
Atomic Credit Union - Jackson
498 McCarty Ln
Jackson, OH 45640-7000
Atomic Credit Union - Logan
680 W Hunter St
Logan, OH 43138
Who Can Join ATOMIC?
Membership Type: Community
Membership eligibility for ATOMIC may vary. Contact the credit union directly to confirm qualification requirements.
Contact ATOMIC directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Ohio RankingsFrequently Asked Questions
Yes. ATOMIC is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ATOMIC has 86,653 members and a potential membership field of 130,000 people.
ATOMIC's net worth ratio is 8.61% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.6%, ATOMIC meets this threshold.
ATOMIC operates 18 branch locations and has access to 19 ATMs. The main office is located at 711 Beaver Creek Rd, Piketon, OH 45661.
ATOMIC was established in 1955. It is a state-chartered credit union chartered under charter number 63532. The institution has been serving members for 71 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ATOMIC. All financial data is for informational purposes only.