BAY AREA
State-Chartered • Oregon, Ohio • Est. 1934
Quick Facts
- Charter Number
- #63375
- Type
- State-Chartered
- Established
- 1934
- Headquarters
- Oregon, Ohio 43616-3562
- Address
- 4202 Navarre Ave
- Branches
- 3
- ATMs
- 2
- Members
- 7,400
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
7,400 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | BAY AREA |
|---|---|
| Total Assets | $108.6M |
| Members | 7,400 |
| Loans Outstanding | $50.9M |
| Shares & Deposits | $94.8M |
| Net Worth | $12.3M |
| Net Worth Ratio | 11.33% |
| Loan-to-Share Ratio | 53.7% |
| Delinquency Rate | 0.92% |
| Net Income | +$158,068 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations · 2 ATMs
Main
Main Office4202 Navarre Ave
Oregon, OH 43616-3562
Perrysburg
1070 Commerce Dr
Perrysburg, OH 43551
Toledo
28 N Fearing Blvd
Toledo, OH 43607
Who Can Join BAY AREA?
Membership Type: Community
Membership eligibility for BAY AREA may vary. Contact the credit union directly to confirm qualification requirements.
Contact BAY AREA directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Ohio
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Ohio RankingsFrequently Asked Questions
BAY AREA is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, BAY AREA has 7,400 members and a potential membership field of 50,000 people.
BAY AREA's reported net worth ratio is 11.33% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
BAY AREA operates 3 branch locations and has access to 2 ATMs. The main office is located at 4202 Navarre Ave, Oregon, OH 43616-3562.
BAY AREA was established in 1934. It is a state-chartered credit union chartered under charter number 63375. The institution has been serving members for 92 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or BAY AREA. All financial data is for informational purposes only.