BAYOU CITY
Federal • Houston, Texas • Est. 1980
Quick Facts
- Charter Number
- #23582
- Type
- Federal
- Established
- 1980
- Headquarters
- Houston, Texas 77030-1500
- Address
- 6414 FANNIN ST STE G50
- Branches
- 3
- ATMs
- 2
- Members
- 2,219
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
2,219 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | BAYOU CITY |
|---|---|
| Total Assets | $23.8M |
| Members | 2,219 |
| Loans Outstanding | $8.3M |
| Shares & Deposits | $21.3M |
| Net Worth | $2.4M |
| Net Worth Ratio | 10.10% |
| Loan-to-Share Ratio | 39.1% |
| Delinquency Rate | 0.94% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations · 2 ATMs
MAIN OFFICE
Main Office6414 FANNIN ST STE G50
Houston, TX 77030-1500
JONES SERVICE CENTER
6411 FANNIN ST # G-674N
Houston, TX 77030-1501
Cold Site
6411 FANNIN ST
Houston, TX 77030-1501
Who Can Join BAYOU CITY?
Membership Type: Community
Membership eligibility for BAYOU CITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact BAYOU CITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Texas
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Texas RankingsFrequently Asked Questions
BAYOU CITY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, BAYOU CITY has 2,219 members and a potential membership field of 125,000 people.
BAYOU CITY's reported net worth ratio is 10.10% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
BAYOU CITY operates 3 branch locations and has access to 2 ATMs. The main office is located at 6414 FANNIN ST STE G50, Houston, TX 77030-1500.
BAYOU CITY was established in 1980. It is a federal credit union chartered under charter number 23582. The institution has been serving members for 46 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or BAYOU CITY. All financial data is for informational purposes only.