BCM
Federal • Houston, Texas • Est. 1959
Quick Facts
- Charter Number
- #12892
- Type
- Federal
- Established
- 1959
- Headquarters
- Houston, Texas 77030-3411
- Address
- 1 Baylor Plz Ste 59E
- Branches
- 3
- ATMs
- 1
- Members
- 4,723
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
4,723 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | BCM |
|---|---|
| Total Assets | $42.3M |
| Members | 4,723 |
| Loans Outstanding | $22.4M |
| Shares & Deposits | $37.0M |
| Net Worth | $5.2M |
| Net Worth Ratio | 12.37% |
| Loan-to-Share Ratio | 60.6% |
| Delinquency Rate | 0.67% |
| Net Income | +$111,453 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations · 1 ATMs
Bellaire Office
4003 Bellaire Blvd
Houston, TX 77025
Baylor
Main Office1 Baylor Plz Ste 59E
Houston, TX 77030-3411
Iron Mountain
5249 Glenmont Dr
Houston, TX 77081-2107
Who Can Join BCM?
Membership Type: Community
Membership eligibility for BCM may vary. Contact the credit union directly to confirm qualification requirements.
Contact BCM directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Texas
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Texas RankingsFrequently Asked Questions
BCM is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, BCM has 4,723 members and a potential membership field of 60,000 people.
BCM's reported net worth ratio is 12.37% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
BCM operates 3 branch locations and has access to 1 ATMs. The main office is located at 1 Baylor Plz Ste 59E, Houston, TX 77030-3411.
BCM was established in 1959. It is a federal credit union chartered under charter number 12892. The institution has been serving members for 67 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or BCM. All financial data is for informational purposes only.