B.E.A.
State-Chartered • Bethalto, Illinois • Est. 1954
Quick Facts
- Charter Number
- #65759
- Type
- State-Chartered
- Established
- 1954
- Headquarters
- Bethalto, Illinois 62010
- Address
- 101 School St
- Branches
- 2
- Members
- 423
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Below-average financial health. Net worth ratio may be approaching regulatory minimums. Members' deposits remain insured up to $250,000.
Financial Overview
Total Assets
Members
423 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | B.E.A. |
|---|---|
| Total Assets | $2.3M |
| Members | 423 |
| Loans Outstanding | $1.8M |
| Shares & Deposits | $1.6M |
| Net Worth | $632K |
| Net Worth Ratio | 27.24% |
| Loan-to-Share Ratio | 110.9% |
| Delinquency Rate | 3.09% |
| Net Income | +$12,691 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations
BEA Credit Union
Main Office101 School St
Bethalto, IL 62010
BEA Credit Union
610 Texas Blvd
Bethalto, IL 62010
Who Can Join B.E.A.?
Membership Type: Community
Membership eligibility for B.E.A. may vary. Contact the credit union directly to confirm qualification requirements.
Contact B.E.A. directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Illinois RankingsFrequently Asked Questions
Yes. B.E.A. is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, B.E.A. has 423 members and a potential membership field of 1,000 people.
B.E.A.'s net worth ratio is 27.24% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 27.2%, B.E.A. meets this threshold.
B.E.A. operates 2 branch locations. The main office is located at 101 School St, Bethalto, IL 62010.
B.E.A. was established in 1954. It is a state-chartered credit union chartered under charter number 65759. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or B.E.A.. All financial data is for informational purposes only.