BEACON FINANCIAL
State-Chartered • Johnson City, Tennessee • Est. 1953
Quick Facts
- Charter Number
- #67776
- Type
- State-Chartered
- Established
- 1953
- Headquarters
- Johnson City, Tennessee 37604
- Address
- 400 N State of Franklin Rd
- Branches
- 2
- ATMs
- 2
- Members
- 2,169
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 7% and a delinquency rate below 2%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
2,169 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | BEACON FINANCIAL |
|---|---|
| Total Assets | $28.3M |
| Members | 2,169 |
| Loans Outstanding | $23.4M |
| Shares & Deposits | $26.3M |
| Net Worth | $2.1M |
| Net Worth Ratio | 7.54% |
| Loan-to-Share Ratio | 88.7% |
| Delinquency Rate | 0.72% |
| Net Income | $-8,131 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations · 2 ATMs
Beacon Financial Credit Union
Main Office400 N State of Franklin Rd
Johnson City, TN 37604
Beacon Financial Credit Union
1102 W Market St Ste 20
Johnson City, TN 37604
Who Can Join BEACON FINANCIAL?
Membership Type: Community
Membership eligibility for BEACON FINANCIAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact BEACON FINANCIAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Tennessee
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Tennessee RankingsFrequently Asked Questions
BEACON FINANCIAL is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, BEACON FINANCIAL has 2,169 members and a potential membership field of 15,000 people.
BEACON FINANCIAL's reported net worth ratio is 7.54% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
BEACON FINANCIAL operates 2 branch locations and has access to 2 ATMs. The main office is located at 400 N State of Franklin Rd, Johnson City, TN 37604.
BEACON FINANCIAL was established in 1953. It is a state-chartered credit union chartered under charter number 67776. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or BEACON FINANCIAL. All financial data is for informational purposes only.