BEACON FINANCIAL
State-Chartered • Johnson City, Tennessee • Est. 1953
Quick Facts
- Charter Number
- #67776
- Type
- State-Chartered
- Established
- 1953
- Headquarters
- Johnson City, Tennessee 37604
- Address
- 1102 W Market St Ste 20
- Branches
- 2
- ATMs
- 2
- Members
- 2,166
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Adequate financial health. Meets NCUA capital requirements with some metrics worth watching over time.
Financial Overview
Total Assets
Members
2,166 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | BEACON FINANCIAL |
|---|---|
| Total Assets | $28.3M |
| Members | 2,166 |
| Loans Outstanding | $23.0M |
| Shares & Deposits | $26.8M |
| Net Worth | $2.1M |
| Net Worth Ratio | 7.58% |
| Loan-to-Share Ratio | 85.9% |
| Delinquency Rate | 2.15% |
| Net Income | $-64,166 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 2 ATMs
Beacon Financial Credit Union
Main Office400 N State of Franklin Rd
Johnson City, TN 37604
Beacon Financial Credit Union
1102 W Market St Ste 20
Johnson City, TN 37604
Who Can Join BEACON FINANCIAL?
Membership Type: Community
Membership eligibility for BEACON FINANCIAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact BEACON FINANCIAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Tennessee RankingsFrequently Asked Questions
Yes. BEACON FINANCIAL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, BEACON FINANCIAL has 2,166 members and a potential membership field of 15,000 people.
BEACON FINANCIAL's net worth ratio is 7.58% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 7.6%, BEACON FINANCIAL meets this threshold.
BEACON FINANCIAL operates 2 branch locations and has access to 2 ATMs. The main office is located at 400 N State of Franklin Rd, Johnson City, TN 37604.
BEACON FINANCIAL was established in 1953. It is a state-chartered credit union chartered under charter number 67776. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or BEACON FINANCIAL. All financial data is for informational purposes only.