BEREAN
State-Chartered • Chicago, Illinois • Est. 1955
Quick Facts
- Charter Number
- #66089
- Type
- State-Chartered
- Established
- 1955
- Headquarters
- Chicago, Illinois 60609
- Address
- 5147 S. Dearborn
- Branches
- 1
- Members
- 263
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
263 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | BEREAN |
|---|---|
| Total Assets | $191K |
| Members | 263 |
| Loans Outstanding | $9K |
| Shares & Deposits | $152K |
| Net Worth | $37K |
| Net Worth Ratio | 19.24% |
| Loan-to-Share Ratio | 6.1% |
| Delinquency Rate | 0.00% |
| Net Income | +$5,357 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Berean Credit Union
Main Office5147 S Dearborn St
Chicago, IL 60609-5327
Who Can Join BEREAN?
Membership Type: Community
Membership eligibility for BEREAN may vary. Contact the credit union directly to confirm qualification requirements.
Contact BEREAN directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Illinois RankingsFrequently Asked Questions
Yes. BEREAN is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, BEREAN has 263 members and a potential membership field of 500 people.
BEREAN's net worth ratio is 19.24% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 19.2%, BEREAN meets this threshold.
BEREAN operates 1 branch location. The main office is located at 5147 S Dearborn St, Chicago, IL 60609-5327.
BEREAN was established in 1955. It is a state-chartered credit union chartered under charter number 66089. The institution has been serving members for 71 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or BEREAN. All financial data is for informational purposes only.