BERKELEY COUNTY PUBLIC SCHOOLS
Federal • Martinsburg, West Virginia • Est. 1973
Quick Facts
- Charter Number
- #21499
- Type
- Federal
- Established
- 1973
- Headquarters
- Martinsburg, West Virginia 25402
- Address
- P.O. Box 1740
- Branches
- 3
- Members
- 1,037
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
1,037 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | BERKELEY COUNTY PUBLIC SCHOOLS |
|---|---|
| Total Assets | $7.8M |
| Members | 1,037 |
| Loans Outstanding | $3.6M |
| Shares & Deposits | $7.0M |
| Net Worth | $764K |
| Net Worth Ratio | 9.84% |
| Loan-to-Share Ratio | 52.1% |
| Delinquency Rate | 0.13% |
| Net Income | +$120,817 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations
Main Office
Main Office401 S Queen St Trlr 1A
Martinsburg, WV 25401-3233
Vital Records Site
136 E South Temple Ste 1100
Salt Lake City, UT 84111-1149
Disaster Recovery Location
1453 Winchester Ave
Martinsburg, WV 25405-5022
Who Can Join BERKELEY COUNTY PUBLIC SCHOOLS?
Membership Type: Community
Membership eligibility for BERKELEY COUNTY PUBLIC SCHOOLS may vary. Contact the credit union directly to confirm qualification requirements.
Contact BERKELEY COUNTY PUBLIC SCHOOLS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View West Virginia RankingsFrequently Asked Questions
Yes. BERKELEY COUNTY PUBLIC SCHOOLS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, BERKELEY COUNTY PUBLIC SCHOOLS has 1,037 members and a potential membership field of 5,000 people.
BERKELEY COUNTY PUBLIC SCHOOLS's net worth ratio is 9.84% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.8%, BERKELEY COUNTY PUBLIC SCHOOLS meets this threshold.
BERKELEY COUNTY PUBLIC SCHOOLS operates 3 branch locations. The main office is located at 401 S Queen St Trlr 1A, Martinsburg, WV 25401-3233.
BERKELEY COUNTY PUBLIC SCHOOLS was established in 1973. It is a federal credit union chartered under charter number 21499. The institution has been serving members for 53 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or BERKELEY COUNTY PUBLIC SCHOOLS. All financial data is for informational purposes only.