BITTERROOT COMMUNITY
Federal • DARBY, Montana • Est. 1968
Quick Facts
- Charter Number
- #18964
- Type
- Federal
- Established
- 1968
- Headquarters
- DARBY, Montana 59829
- Address
- PO BOX 467
- Branches
- 2
- Members
- 2,148
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
2,148 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | BITTERROOT COMMUNITY |
|---|---|
| Total Assets | $18.8M |
| Members | 2,148 |
| Loans Outstanding | $8.1M |
| Shares & Deposits | $17.1M |
| Net Worth | $1.6M |
| Net Worth Ratio | 8.29% |
| Loan-to-Share Ratio | 47.6% |
| Delinquency Rate | 0.58% |
| Net Income | +$221,594 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations
Main Office
Main OfficePO Box 467
Darby, MT 59829
Bitterroot Community FCU - Hamilton Branch
706 S 1st St
Hamilton, MT 59840-3014
Who Can Join BITTERROOT COMMUNITY?
Membership Type: Other/Unknown
Membership eligibility for BITTERROOT COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact BITTERROOT COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Montana RankingsFrequently Asked Questions
Yes. BITTERROOT COMMUNITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, BITTERROOT COMMUNITY has 2,148 members and a potential membership field of 40,000 people.
BITTERROOT COMMUNITY's net worth ratio is 8.29% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.3%, BITTERROOT COMMUNITY meets this threshold.
BITTERROOT COMMUNITY operates 2 branch locations. The main office is located at PO Box 467, Darby, MT 59829.
BITTERROOT COMMUNITY was established in 1968. It is a federal credit union chartered under charter number 18964. The institution has been serving members for 58 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or BITTERROOT COMMUNITY. All financial data is for informational purposes only.