Credit Unions in Montana
41 federally insured credit unions — Q1 2026 NCUA data
Montana credit union statistics
Credit Unions
Federally insured in Montana
Total Members
Combined membership
Total Assets
Combined industry assets
Avg Net Worth Ratio
Unweighted mean
Montana Compared with the National Dataset
These are unweighted means across federally insured institutions in the Q1 2026 dataset. They describe reported ratios, not deposit insurance coverage, future performance, or an official NCUA rating.
Net worth ratio
Montana: 12.19%
National: 14.35%
Assets per institution
Montana: $199.2M
National: $578.3M
Members per institution
Montana: 11K
National: 34K
Top 10 Credit Unions in Montana
Ranked by total assets — Q1 2026
| Rank | Name | Total Assets | Members | CUScore |
|---|---|---|---|---|
| #1 | WHITEFISH CREDIT UNION ASSOCIATION | $2.1B | 65K | A+ |
| #2 | CLEARWATER | $1.2B | 67K | A+ |
| #3 | ALTANA | $660.2M | 40K | A+ |
| #4 | VALLEY FINANCIAL | $593.7M | 39K | A+ |
| #5 | ROCKY MOUNTAIN | $424.3M | 26K | A |
| #6 | PARK SIDE FINANCIAL | $389.1M | 30K | A |
| #7 | MONTANA | $358.9M | 26K | A+ |
| #8 | INTREPID | $310.5M | 19K | A+ |
| #9 | BILLINGS | $218.0M | 13K | A+ |
| #10 | 1ST LIBERTY | $217.5M | 14K | A+ |
Frequently Asked Questions
There are 41 federally insured credit unions in Montana in the Q1 2026 NCUA Call Report dataset. These institutions collectively report $8.2B in assets and 446K members.
The unweighted average reported net worth ratio for credit unions in Montana is 12.2%. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
The largest credit union headquartered in Montana by reported total assets is WHITEFISH CREDIT UNION ASSOCIATION with $2.1B in assets in the Q1 2026 dataset.
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Data sourced from the NCUA Quarterly Call Report (Q1 2026). All financial data is for informational purposes only.