CLEARWATER
Federal • Missoula, Montana • Est. 1956
Quick Facts
- Charter Number
- #11300
- Type
- Federal
- Established
- 1956
- Headquarters
- Missoula, Montana 59801
- Address
- 3600 Brooks St
- Branches
- 11
- ATMs
- 9
- Members
- 67,211
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
67,211 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CLEARWATER |
|---|---|
| Total Assets | $1.2B |
| Members | 67,211 |
| Loans Outstanding | $849.0M |
| Shares & Deposits | $937.9M |
| Net Worth | $145.6M |
| Net Worth Ratio | 12.65% |
| Loan-to-Share Ratio | 90.5% |
| Delinquency Rate | 0.46% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
11 locations · 9 ATMs
Clearwater - RS
2610 N Reserve St
Missoula, MT 59808
Clearwater - DT
126 W Spruce St
Missoula, MT 59802
Clearwater - UM
First Level University Ctr
Missoula, MT 59812-0001
Clearwater - RUS
1775 S Russell St
Missoula, MT 59801
Clearwater - SS
Main Office3600 Brooks St
Missoula, MT 59801
Who Can Join CLEARWATER?
Membership Type: Community
Membership eligibility for CLEARWATER may vary. Contact the credit union directly to confirm qualification requirements.
Contact CLEARWATER directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Montana
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Montana RankingsFrequently Asked Questions
CLEARWATER is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, CLEARWATER has 67,211 members and a potential membership field of 987,245 people.
CLEARWATER's reported net worth ratio is 12.65% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
CLEARWATER operates 11 branch locations and has access to 9 ATMs. The main office is located at 3600 Brooks St, Missoula, MT 59801.
CLEARWATER was established in 1956. It is a federal credit union chartered under charter number 11300. The institution has been serving members for 70 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or CLEARWATER. All financial data is for informational purposes only.