Credit Unions in North Dakota
29 federally insured credit unions — Q1 2026 NCUA data
North Dakota credit union statistics
Credit Unions
Federally insured in North Dakota
Total Members
Combined membership
Total Assets
Combined industry assets
Avg Net Worth Ratio
Unweighted mean
North Dakota Compared with the National Dataset
These are unweighted means across federally insured institutions in the Q1 2026 dataset. They describe reported ratios, not deposit insurance coverage, future performance, or an official NCUA rating.
Net worth ratio
North Dakota: 15.10%
National: 14.35%
Assets per institution
North Dakota: $208.9M
National: $578.3M
Members per institution
North Dakota: 7,403.759
National: 34K
Top 10 Credit Unions in North Dakota
Ranked by total assets — Q1 2026
| Rank | Name | Total Assets | Members | CUScore |
|---|---|---|---|---|
| #1 | FIRST COMMUNITY | $1.5B | 47K | A+ |
| #2 | CAPITAL | $907.8M | 32K | B+ |
| #3 | TOWN AND COUNTRY | $781.6M | 26K | A+ |
| #4 | WESTERN COOPERATIVE | $521.5M | 18K | B |
| #5 | NORTH STAR COMMUNITY | $470.6M | 22K | B |
| #6 | DAKOTA WEST | $339.2M | 7,200 | D |
| #7 | HOMETOWN | $219.3M | 3,372 | C |
| #8 | RAILWAY | $207.3M | 8,588 | A+ |
| #9 | ASPIRE COMMUNITY | $180.9M | 6,301 | A+ |
| #10 | COMMUNITY | $178.3M | 4,075 | A+ |
Frequently Asked Questions
There are 29 federally insured credit unions in North Dakota in the Q1 2026 NCUA Call Report dataset. These institutions collectively report $6.1B in assets and 215K members.
The unweighted average reported net worth ratio for credit unions in North Dakota is 15.1%. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
The largest credit union headquartered in North Dakota by reported total assets is FIRST COMMUNITY with $1.5B in assets in the Q1 2026 dataset.
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Data sourced from the NCUA Quarterly Call Report (Q1 2026). All financial data is for informational purposes only.