How many credit unions are in Minnesota?

There are 82 federally insured credit unions in Minnesota according to the latest NCUA Q4 2025 Call Report data. These institutions collectively hold $43.5B in assets and serve 2.2M members.

What is the average net worth ratio for credit unions in Minnesota?

The average net worth ratio for credit unions in Minnesota is 14.7%. The NCUA considers a credit union "well-capitalized" when its net worth ratio is 7% or higher. A ratio above 10% is considered excellent and signals strong financial health.

Which is the largest credit union in Minnesota?

The largest credit union in Minnesota by total assets is WINGS FINANCIAL with $9.3B in assets. You can view full details, branch locations, and financial health data on its individual profile page.

Credit Unions in Minnesota

82 federally insured credit unions — NCUA Q4 2025 data

Credit Unions

Federally insured in Minnesota

Total Members

2.2M

Combined membership

Total Assets

$43.5B

Combined industry assets

Avg Net Worth Ratio

14.7%

Well-capitalized threshold: 7%

Cities in Minnesota

Select a city to browse local credit unions

Saint Paul7 credit unions DULUTH7 credit unions BLOOMINGTON4 credit unions MINNEAPOLIS4 credit unions AUSTIN4 credit unions Woodbury3 credit unions Owatonna2 credit unions MAPLE GROVE2 credit unions ALBERT LEA2 credit unions ROCHESTER2 credit unions Brainerd2 credit unions Virginia2 credit unions Aurora1 credit union TWO HARBORS1 credit union Red Lake Falls1 credit union ROBBINSDALE1 credit union Silver Bay1 credit union Mankato1 credit union Baxter1 credit union PRIOR LAKE1 credit union South St Paul1 credit union FAIRMONT1 credit union INTERNATIONAL F1 credit union Eagan1 credit union Hibbing1 credit union DEER RIVER1 credit union COOK1 credit union Dawson1 credit union Red Wing1 credit union Blaine1 credit union Montevideo1 credit union Hopkins1 credit union Maplewood1 credit union Cloquet1 credit union Eden Prairie1 credit union Mendota Heights1 credit union ELY1 credit union Cambridge1 credit union Little Canada1 credit union West St Paul1 credit union Inver Grove Hei1 credit union Alexandria1 credit union OAKDALE1 credit union SOUTH SAINT PAU1 credit union Worthington1 credit union Apple Valley1 credit union MELROSE1 credit union Falcon Heights1 credit union SLEEPY EYE1 credit union LINO LAKES1 credit union HERMANTOWN1 credit union Sartell1 credit union Plymouth1 credit union

Top 10 Credit Unions in Minnesota

Ranked by total assets — Q4 2025

Rank	Name	Total Assets	Members	Health
#1	WINGS FINANCIAL	$9.3B	385K	A+
#2	TRUSTONE FINANCIAL	$6.0B	220K	A+
#3	AFFINITY PLUS	$4.9B	295K	A
#4	BLAZE	$4.6B	254K	A
#5	MAGNIFI FINANCIAL	$2.6B	85K	A+
#6	MAYO EMPLOYEES	$1.5B	75K	A+
#7	MEMBERS COOPERATIVE	$1.2B	59K	B+
#8	CITY & COUNTY	$1.2B	62K	A+
#9	TOPLINE FINANCIAL	$1.1B	70K	A
#10	IDEAL	$1.1B	49K	A+