IDEAL
State-Chartered • Woodbury, Minnesota • Est. 1926
Quick Facts
- Charter Number
- #62978
- Type
- State-Chartered
- Established
- 1926
- Headquarters
- Woodbury, Minnesota 55125-9201
- Address
- 8499 Tamarack Rd
- Branches
- 6
- ATMs
- 6
- Members
- 48,369
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
48,369 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | IDEAL |
|---|---|
| Total Assets | $1.1B |
| Members | 48,369 |
| Loans Outstanding | $878.3M |
| Shares & Deposits | $915.8M |
| Net Worth | $114.1M |
| Net Worth Ratio | 10.51% |
| Loan-to-Share Ratio | 95.9% |
| Delinquency Rate | 0.80% |
| Net Income | +$1,493,468 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
6 locations · 6 ATMs
Woodbury
Main Office8499 Tamarack Rd
Woodbury, MN 55125-9201
North
2401 McKnight Rd N
North Saint Paul, MN 55109-2211
Inver Grove Heights
7791 Amana Trl
Inver Grove Heights, MN 55077-2610
Hugo
14750 Victor Hugo Blvd N
Hugo, MN 55038-4561
Eagan
3225 Denmark Ave
Eagan, MN 55121-1382
Who Can Join IDEAL?
Membership Type: Community
Membership eligibility for IDEAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact IDEAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Minnesota
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Minnesota RankingsFrequently Asked Questions
IDEAL is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, IDEAL has 48,369 members and a potential membership field of 3,728,042 people.
IDEAL's reported net worth ratio is 10.51% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
IDEAL operates 6 branch locations and has access to 6 ATMs. The main office is located at 8499 Tamarack Rd, Woodbury, MN 55125-9201.
IDEAL was established in 1926. It is a state-chartered credit union chartered under charter number 62978. The institution has been serving members for 100 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or IDEAL. All financial data is for informational purposes only.