MEMBERS COOPERATIVE
State-Chartered • Duluth, Minnesota • Est. 1936
Quick Facts
- Charter Number
- #60216
- Type
- State-Chartered
- Established
- 1936
- Headquarters
- Duluth, Minnesota 55807
- Address
- 215 N 40th Ave W
- Branches
- 12
- ATMs
- 9
- Members
- 59,619
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
59,619 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MEMBERS COOPERATIVE |
|---|---|
| Total Assets | $1.2B |
| Members | 59,619 |
| Loans Outstanding | $939.9M |
| Shares & Deposits | $983.3M |
| Net Worth | $121.4M |
| Net Worth Ratio | 10.17% |
| Loan-to-Share Ratio | 95.6% |
| Delinquency Rate | 1.33% |
| Net Income | +$1,875,542 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
12 locations · 9 ATMs
Cloquet
1299 Highway 33 S
Cloquet, MN 55720-2662
Duluth-Spirit Valley
Main Office215 N 40th Ave W
Duluth, MN 55807
Aitkin
108 Minnesota Ave N
Aitkin, MN 56431-1410
McGregor
149 W Highway 210
McGregor, MN 55760
Miller Hill
605 W Central Entrance
Duluth, MN 55811-5448
Who Can Join MEMBERS COOPERATIVE?
Membership Type: Community
Membership eligibility for MEMBERS COOPERATIVE may vary. Contact the credit union directly to confirm qualification requirements.
Contact MEMBERS COOPERATIVE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Minnesota
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Minnesota RankingsFrequently Asked Questions
MEMBERS COOPERATIVE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, MEMBERS COOPERATIVE has 59,619 members and a potential membership field of 1,787,184 people.
MEMBERS COOPERATIVE's reported net worth ratio is 10.17% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
MEMBERS COOPERATIVE operates 12 branch locations and has access to 9 ATMs. The main office is located at 215 N 40th Ave W, Duluth, MN 55807.
MEMBERS COOPERATIVE was established in 1936. It is a state-chartered credit union chartered under charter number 60216. The institution has been serving members for 90 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or MEMBERS COOPERATIVE. All financial data is for informational purposes only.