CAPITAL
State-Chartered • Bismarck, North Dakota • Est. 1939
Quick Facts
- Charter Number
- #61637
- Type
- State-Chartered
- Established
- 1939
- Headquarters
- Bismarck, North Dakota 58501
- Address
- 204 W Thayer Ave
- Branches
- 12
- ATMs
- 12
- Members
- 32,476
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 7% and a delinquency rate below 2%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
32,476 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CAPITAL |
|---|---|
| Total Assets | $907.8M |
| Members | 32,476 |
| Loans Outstanding | $683.6M |
| Shares & Deposits | $768.2M |
| Net Worth | $117.2M |
| Net Worth Ratio | 12.91% |
| Loan-to-Share Ratio | 89.0% |
| Delinquency Rate | 1.53% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
12 locations · 12 ATMs
Main Office
Main Office204 W Thayer Ave
Bismarck, ND 58501
Northwest
1550 Burnt Boat Dr
Bismarck, ND 58503
North
3101 N 11th St
Bismarck, ND 58503
South
835 S Washington St
Bismarck, ND 58504
Fargo 13th Ave
4900 13th Ave S
Fargo, ND 58103
Who Can Join CAPITAL?
Membership Type: Community
Membership eligibility for CAPITAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact CAPITAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in North Dakota
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View North Dakota RankingsFrequently Asked Questions
CAPITAL is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, CAPITAL has 32,476 members and a potential membership field of 472,320 people.
CAPITAL's reported net worth ratio is 12.91% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
CAPITAL operates 12 branch locations and has access to 12 ATMs. The main office is located at 204 W Thayer Ave, Bismarck, ND 58501.
CAPITAL was established in 1939. It is a state-chartered credit union chartered under charter number 61637. The institution has been serving members for 87 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or CAPITAL. All financial data is for informational purposes only.