DAKOTA WEST
State-Chartered • Watford City, North Dakota • Est. 1941
Quick Facts
- Charter Number
- #62380
- Type
- State-Chartered
- Established
- 1941
- Headquarters
- Watford City, North Dakota 58854
- Address
- 340 N MAIN ST
- Branches
- 8
- ATMs
- 6
- Members
- 7,200
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 4% and a delinquency rate below 5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
7,200 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | DAKOTA WEST |
|---|---|
| Total Assets | $339.2M |
| Members | 7,200 |
| Loans Outstanding | $160.8M |
| Shares & Deposits | $295.5M |
| Net Worth | $45.1M |
| Net Worth Ratio | 13.30% |
| Loan-to-Share Ratio | 54.4% |
| Delinquency Rate | 4.28% |
| Net Income | +$621,136 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
8 locations · 6 ATMs
Dakota West Credit Union
Main Office340 N MAIN ST
Watford City, ND 58854
Dakota West Credit Union Turtle Lake Branch
118 Main St
Turtle Lake, ND 58575
Dakota West Credit Union Mohall Branch
202 Main St E
Mohall, ND 58761
Dakota West Credit Union New England Branch
900 Main St
New England, ND 58647
Dakota West Credit Union Bowman Branch
211 1st Ave SW
Bowman, ND 58623
Who Can Join DAKOTA WEST?
Membership Type: Community
Membership eligibility for DAKOTA WEST may vary. Contact the credit union directly to confirm qualification requirements.
Contact DAKOTA WEST directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in North Dakota
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View North Dakota RankingsFrequently Asked Questions
DAKOTA WEST is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, DAKOTA WEST has 7,200 members and a potential membership field of 351,983 people.
DAKOTA WEST's reported net worth ratio is 13.30% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
DAKOTA WEST operates 8 branch locations and has access to 6 ATMs. The main office is located at 340 N MAIN ST, Watford City, ND 58854.
DAKOTA WEST was established in 1941. It is a state-chartered credit union chartered under charter number 62380. The institution has been serving members for 85 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or DAKOTA WEST. All financial data is for informational purposes only.