TOWN AND COUNTRY
State-Chartered • Minot, North Dakota • Est. 1939
Quick Facts
- Charter Number
- #60790
- Type
- State-Chartered
- Established
- 1939
- Headquarters
- Minot, North Dakota 58701-4473
- Address
- 615 S Broadway
- Branches
- 10
- ATMs
- 7
- Members
- 26,494
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
26,494 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | TOWN AND COUNTRY |
|---|---|
| Total Assets | $781.6M |
| Members | 26,494 |
| Loans Outstanding | $638.7M |
| Shares & Deposits | $679.6M |
| Net Worth | $98.8M |
| Net Worth Ratio | 12.64% |
| Loan-to-Share Ratio | 94.0% |
| Delinquency Rate | 0.26% |
| Net Income | +$1,706,857 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
10 locations · 7 ATMs
Minot Office
Main Office615 S Broadway
Minot, ND 58701-4473
Kenmare
108 N Central Ave
Kenmare, ND 58746-7101
Fargo 25th Street
815 25th St S
Fargo, ND 58103-2397
Sanford
720 4th St N
Fargo, ND 58122-4520
West Fargo
925 14th Ave E
West Fargo, ND 58078-3311
Who Can Join TOWN AND COUNTRY?
Membership Type: Community
Membership eligibility for TOWN AND COUNTRY may vary. Contact the credit union directly to confirm qualification requirements.
Contact TOWN AND COUNTRY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in North Dakota
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View North Dakota RankingsFrequently Asked Questions
TOWN AND COUNTRY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, TOWN AND COUNTRY has 26,494 members and a potential membership field of 300,000 people.
TOWN AND COUNTRY's reported net worth ratio is 12.64% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
TOWN AND COUNTRY operates 10 branch locations and has access to 7 ATMs. The main office is located at 615 S Broadway, Minot, ND 58701-4473.
TOWN AND COUNTRY was established in 1939. It is a state-chartered credit union chartered under charter number 60790. The institution has been serving members for 87 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or TOWN AND COUNTRY. All financial data is for informational purposes only.