RAILWAY
State-Chartered • Mandan, North Dakota • Est. 1954
Quick Facts
- Charter Number
- #60787
- Type
- State-Chartered
- Established
- 1954
- Headquarters
- Mandan, North Dakota 58554-3762
- Address
- 1006 E Main St
- Branches
- 3
- ATMs
- 3
- Members
- 8,588
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
8,588 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | RAILWAY |
|---|---|
| Total Assets | $207.3M |
| Members | 8,588 |
| Loans Outstanding | $147.4M |
| Shares & Deposits | $180.7M |
| Net Worth | $25.1M |
| Net Worth Ratio | 12.12% |
| Loan-to-Share Ratio | 81.6% |
| Delinquency Rate | 0.21% |
| Net Income | +$433,018 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations · 3 ATMs
Railway Credit Union
Main Office1006 E Main St
Mandan, ND 58554-3762
Railway Credit Union
3005 Rock Island Pl
Bismarck, ND 58504
Railway Credit Union
300 1st St SW
Mandan, ND 58554-4157
Who Can Join RAILWAY?
Membership Type: Community
Membership eligibility for RAILWAY may vary. Contact the credit union directly to confirm qualification requirements.
Contact RAILWAY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in North Dakota
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View North Dakota RankingsFrequently Asked Questions
RAILWAY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, RAILWAY has 8,588 members and a potential membership field of 52,750 people.
RAILWAY's reported net worth ratio is 12.12% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
RAILWAY operates 3 branch locations and has access to 3 ATMs. The main office is located at 1006 E Main St, Mandan, ND 58554-3762.
RAILWAY was established in 1954. It is a state-chartered credit union chartered under charter number 60787. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or RAILWAY. All financial data is for informational purposes only.