WESTERN COOPERATIVE
State-Chartered • Williston, North Dakota • Est. 1938
Quick Facts
- Charter Number
- #61758
- Type
- State-Chartered
- Established
- 1938
- Headquarters
- Williston, North Dakota 58801-3770
- Address
- 1300 Bison Dr
- Branches
- 8
- ATMs
- 6
- Members
- 18,228
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 6% and a delinquency rate below 3%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
18,228 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | WESTERN COOPERATIVE |
|---|---|
| Total Assets | $521.5M |
| Members | 18,228 |
| Loans Outstanding | $225.9M |
| Shares & Deposits | $453.4M |
| Net Worth | $72.7M |
| Net Worth Ratio | 13.94% |
| Loan-to-Share Ratio | 49.8% |
| Delinquency Rate | 2.33% |
| Net Income | +$1,827,439 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
8 locations · 6 ATMs
Western Cooperative Credit Union
Main Office1300 Bison Dr
Williston, ND 58801-3770
Western Cooperative Credit Union
215 Washington AVe
Williston, ND 58801
Western Cooperative Credit Union
290 15th St W
Dickinson, ND 58601
Western Cooperative Credit Union
721 State Ave
Dickinson, ND 58601
Western Cooperative Credit Union
701 Main St
Hebron, ND 58638
Who Can Join WESTERN COOPERATIVE?
Membership Type: Community
Membership eligibility for WESTERN COOPERATIVE may vary. Contact the credit union directly to confirm qualification requirements.
Contact WESTERN COOPERATIVE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in North Dakota
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View North Dakota RankingsFrequently Asked Questions
WESTERN COOPERATIVE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, WESTERN COOPERATIVE has 18,228 members and a potential membership field of 173,607 people.
WESTERN COOPERATIVE's reported net worth ratio is 13.94% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
WESTERN COOPERATIVE operates 8 branch locations and has access to 6 ATMs. The main office is located at 1300 Bison Dr, Williston, ND 58801-3770.
WESTERN COOPERATIVE was established in 1938. It is a state-chartered credit union chartered under charter number 61758. The institution has been serving members for 88 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or WESTERN COOPERATIVE. All financial data is for informational purposes only.