BLUE FLAME
State-Chartered • Charlotte, North Carolina • Est. 1954
Quick Facts
- Charter Number
- #63519
- Type
- State-Chartered
- Established
- 1954
- Headquarters
- Charlotte, North Carolina 28220
- Address
- PO Box 12400
- Branches
- 1
- ATMs
- 1
- Members
- 2,971
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
2,971 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | BLUE FLAME |
|---|---|
| Total Assets | $29.9M |
| Members | 2,971 |
| Loans Outstanding | $22.7M |
| Shares & Deposits | $26.1M |
| Net Worth | $3.5M |
| Net Worth Ratio | 11.77% |
| Loan-to-Share Ratio | 87.2% |
| Delinquency Rate | 0.21% |
| Net Income | $-381,333 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 1 ATMs
Charlotte
Main Office2000 Continental Blvd
Charlotte, NC 28273
Who Can Join BLUE FLAME?
Membership Type: Community
Membership eligibility for BLUE FLAME may vary. Contact the credit union directly to confirm qualification requirements.
Contact BLUE FLAME directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View North Carolina RankingsFrequently Asked Questions
Yes. BLUE FLAME is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, BLUE FLAME has 2,971 members and a potential membership field of 1,163,701 people.
BLUE FLAME's net worth ratio is 11.77% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.8%, BLUE FLAME meets this threshold.
BLUE FLAME operates 1 branch location and has access to 1 ATMs. The main office is located at 2000 Continental Blvd, Charlotte, NC 28273.
BLUE FLAME was established in 1954. It is a state-chartered credit union chartered under charter number 63519. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or BLUE FLAME. All financial data is for informational purposes only.