BLUEGRASS COMMUNITY
Federal • Ashland, Kentucky • Est. 1958
Quick Facts
- Charter Number
- #12648
- Type
- Federal
- Established
- 1958
- Headquarters
- Ashland, Kentucky 41105
- Address
- PO BOX 81
- Branches
- 4
- ATMs
- 1
- Members
- 1,850
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Below-average financial health. Net worth ratio may be approaching regulatory minimums. Members' deposits remain insured up to $250,000.
Financial Overview
Total Assets
Members
1,850 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | BLUEGRASS COMMUNITY |
|---|---|
| Total Assets | $12.3M |
| Members | 1,850 |
| Loans Outstanding | $7.6M |
| Shares & Deposits | $10.9M |
| Net Worth | $1.3M |
| Net Worth Ratio | 10.24% |
| Loan-to-Share Ratio | 69.7% |
| Delinquency Rate | 3.63% |
| Net Income | +$74,552 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
4 locations · 1 ATMs
Area Advertising
824 Winchester Ave
Ashland, KY 41101
Back up
824 winchester ave
Ashland, KY 41101
Webvault
6135 Lakeview Rd
Charlotte, NC 28269
Bluegrass Community FCU Main Office
Main Office2321 Carter Ave
Ashland, KY 41101
Who Can Join BLUEGRASS COMMUNITY?
Membership Type: Other/Unknown
Membership eligibility for BLUEGRASS COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact BLUEGRASS COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Kentucky RankingsFrequently Asked Questions
Yes. BLUEGRASS COMMUNITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, BLUEGRASS COMMUNITY has 1,850 members and a potential membership field of 49,542 people.
BLUEGRASS COMMUNITY's net worth ratio is 10.24% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.2%, BLUEGRASS COMMUNITY meets this threshold.
BLUEGRASS COMMUNITY operates 4 branch locations and has access to 1 ATMs. The main office is located at 2321 Carter Ave, Ashland, KY 41101.
BLUEGRASS COMMUNITY was established in 1958. It is a federal credit union chartered under charter number 12648. The institution has been serving members for 68 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or BLUEGRASS COMMUNITY. All financial data is for informational purposes only.