BRAINERD B. N.
State-Chartered • Brainerd, Minnesota • Est. 1940
Quick Facts
- Charter Number
- #60436
- Type
- State-Chartered
- Established
- 1940
- Headquarters
- Brainerd, Minnesota 56401-3799
- Address
- 804 Laurel St Ste 101
- Branches
- 1
- Members
- 6,688
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
6,688 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | BRAINERD B. N. |
|---|---|
| Total Assets | $122.6M |
| Members | 6,688 |
| Loans Outstanding | $63.8M |
| Shares & Deposits | $107.8M |
| Net Worth | $13.5M |
| Net Worth Ratio | 10.98% |
| Loan-to-Share Ratio | 59.2% |
| Delinquency Rate | 0.39% |
| Net Income | +$883,423 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Brainerd BN Credit Union
Main Office804 Laurel St Ste 101
Brainerd, MN 56401-3799
Who Can Join BRAINERD B. N.?
Membership Type: Community
Membership eligibility for BRAINERD B. N. may vary. Contact the credit union directly to confirm qualification requirements.
Contact BRAINERD B. N. directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Minnesota RankingsFrequently Asked Questions
Yes. BRAINERD B. N. is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, BRAINERD B. N. has 6,688 members and a potential membership field of 6,822 people.
BRAINERD B. N.'s net worth ratio is 10.98% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.0%, BRAINERD B. N. meets this threshold.
BRAINERD B. N. operates 1 branch location. The main office is located at 804 Laurel St Ste 101, Brainerd, MN 56401-3799.
BRAINERD B. N. was established in 1940. It is a state-chartered credit union chartered under charter number 60436. The institution has been serving members for 86 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or BRAINERD B. N.. All financial data is for informational purposes only.