BULL DOG
Federal • HAGERSTOWN, Maryland • Est. 1968
Quick Facts
- Charter Number
- #18868
- Type
- Federal
- Established
- 1968
- Headquarters
- HAGERSTOWN, Maryland 21742
- Address
- 580 NORTHERN AVE
- Branches
- 6
- ATMs
- 7
- Members
- 21,174
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
21,174 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | BULL DOG |
|---|---|
| Total Assets | $234.2M |
| Members | 21,174 |
| Loans Outstanding | $86.1M |
| Shares & Deposits | $211.0M |
| Net Worth | $28.1M |
| Net Worth Ratio | 12.01% |
| Loan-to-Share Ratio | 40.8% |
| Delinquency Rate | 1.55% |
| Net Income | +$4,265,674 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
6 locations · 7 ATMs
Main Office
Main Office580 Northern Ave
Hagerstown, MD 21742
York Road
17555 York Rd
Hagerstown, MD 21740-7527
Dual Highway
1240 Dual Hwy
Hagerstown, MD 21740-5923
Centre
17990 Garland Groh Blvd
Hagerstown, MD 21740
Smithsburg
22317 Jefferson Blvd
Smithsburg, MD 21783
Who Can Join BULL DOG?
Membership Type: Other/Unknown
Membership eligibility for BULL DOG may vary. Contact the credit union directly to confirm qualification requirements.
Contact BULL DOG directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Maryland RankingsFrequently Asked Questions
Yes. BULL DOG is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, BULL DOG has 21,174 members and a potential membership field of 160,000 people.
BULL DOG's net worth ratio is 12.01% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.0%, BULL DOG meets this threshold.
BULL DOG operates 6 branch locations and has access to 7 ATMs. The main office is located at 580 Northern Ave, Hagerstown, MD 21742.
BULL DOG was established in 1968. It is a federal credit union chartered under charter number 18868. The institution has been serving members for 58 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or BULL DOG. All financial data is for informational purposes only.