C-PLANT
Federal • PADUCAH, Kentucky • Est. 1951
Quick Facts
- Charter Number
- #7524
- Type
- Federal
- Established
- 1951
- Headquarters
- PADUCAH, Kentucky 42002
- Address
- P.O. BOX 9250
- Branches
- 10
- ATMs
- 9
- Members
- 15,891
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
15,891 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | C-PLANT |
|---|---|
| Total Assets | $350.9M |
| Members | 15,891 |
| Loans Outstanding | $137.9M |
| Shares & Deposits | $297.6M |
| Net Worth | $50.0M |
| Net Worth Ratio | 14.60% |
| Loan-to-Share Ratio | 46.4% |
| Delinquency Rate | 0.66% |
| Net Income | +$4,256,696 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
10 locations · 9 ATMs
Lone Oak
2500 Lone Oak Rd
Paducah, KY 42003-8004
La Center
339 E Kentucky Dr
La Center, KY 42056
Southside
3201 Wayne Sullivan Dr
Paducah, KY 42003
Village Square
4900 Village Square Dr
Paducah, KY 42001
Administration
Main Office118 Bleich Rd
Paducah, KY 42003-8703
Who Can Join C-PLANT?
Membership Type: Community
Membership eligibility for C-PLANT may vary. Contact the credit union directly to confirm qualification requirements.
Contact C-PLANT directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Kentucky RankingsFrequently Asked Questions
Yes. C-PLANT is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, C-PLANT has 15,891 members and a potential membership field of 245,041 people.
C-PLANT's net worth ratio is 14.60% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 14.6%, C-PLANT meets this threshold.
C-PLANT operates 10 branch locations and has access to 9 ATMs. The main office is located at 118 Bleich Rd, Paducah, KY 42003-8703.
C-PLANT was established in 1951. It is a federal credit union chartered under charter number 7524. The institution has been serving members for 75 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or C-PLANT. All financial data is for informational purposes only.